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Beth Joyner from Lauderdale, MS

Age 60 b. 5/25/1965
📍 3665 Virginia Dr, #lauderdale, MS 39335-9428
✉️ paulbeth1@aol.com, bethrobodine@aol.com, beth.joyner@cnet.navy.biz, paulbeth@aol.com, beth.joyner@yahoo.com, beth.joyner@cnet.navy.mil
👨‍👩‍👧 Relatives: Bessie L Harrison,E N Stephens Sr,E N Stephens Sr,E Stephens,E N Stephens Sr,E Stephens,Edward N Stephens Sr,Lisa Joyner,Lisa Karen Stephens,Mark Alan Stephens,Mark Stephens,Paul Dunn Joyner Jr,Philip M Brown,Rita R Joyner,Rita R Joyner,B Gebbia,B Gebbia,B Gebbia,B Gebbia,Brian A Gebbia,Brian Anthony Gebbia,Colton A Stephens,Deetta L Mason,Dina R Harrison,Dina R Harrison,Heather L Joyner,Imogene J Joyner,Jack L Joyner,James E Harrison,Jennifer K Gebbia,Jo Lynn Stephens,Kathleen G Gebbia,Kenneth A Brown,Kenneth D Joyner Sr,Kenneth D Joyner Jr,Lacey B Joyner,Mabel J Mallard,Morris A Mallard Sr,Morris A Mallard Sr,Patricia A Sosa,Patricia A Stephens,Patti L Edwards,Patti L Edwards,Paul Dunn Joyner Jr,Rita L Joyner,Rita J Joyner,Robin L Carman,Samuel Eugene Harrison Jr,Teresa W Richardson
🕐 16 previous addresses

Beth Joyner from Kingsport, TN

Age 51
📍 3845 Telstar Dr, Kingsport, TN 37664
📞 (423) 245-8574
✉️ jaychristianreso@bellsouth.net, jaychristianreso@hotmail.com, jaychristianreso@yahoo.com
👨‍👩‍👧 Relatives: Curtis F Joyner,Sarah B Joyner,Brandon Joynor

Beth Joyner

Age 59 b. 1966-03-27
📍 1501 Island Green Ln E, Miramar Beach Fl
📞 (615) 430-3711
✉️ BJOYNER1205@ME.COM, bjoyner1205@me.com

Beth Joyner

📍 8241 Southaven Cir W, Southaven Ms
📞 (662) 449-6141
✉️ GRACIEJOYNER@ATT.NET

Beth Joyner

Age 66 b. 1959-10-08
📍 2076 Baird St, Milan Tn
📞 (731) 695-6114, (731) 695-6114
✉️ JOYNER9591@GMAIL.COM

Beth Joyner from Castor, LA

Age 57
📍 160 Joyner Rd, Castor, LA 71016
📞 (318) 544-2448, (318) 544-8869
👨‍👩‍👧 Relatives: Gloria S Joyner,Jessie Rayne Joyner,Merior Nicole Joyner,Nichole Joyner

Beth Joyner from Vineland, NJ

Age 48
📍 1369 Forest Grove Rd, Vineland, NJ 08360
📞 (856) 697-3765, (856) 358-0256, (856) 694-0559
👨‍👩‍👧 Relatives: Richard Joyner,Gary M Harbs,Gary M Harbs,Jr Gary Harbs,Gary M Harbs,Mary F Harbs

Beth Joyner from Germantown, TN

Age 63
📍 2275 Lancashire Cv, Germantown, TN 38138
📞 (901) 753-7518, (901) 754-2745, (678) 413-8220
👨‍👩‍👧 Relatives: Michelle K Persall,Kyle B Barker,Charla Beth Barker,James R Barker,James C Jayner,James Ronald Barker,Matthew R Barker,Charlaeliza Barker,Matthew Barker

Beth Joyner from Gadsden, AL

Female
📍 26 W Wilkinson Ave
📞 (256) 239-2480 (Cell), (256) 454-4844

Beth Joyner from Statesboro, GA

Age 81 b. 1945 Bulloch Co.
📍 7542 Westside Rd
📞 (912) 865-5348

Beth Joyner from Norfolk, VA

Age 87 b. 1939 Norfolk City Co.
📍 146 W Bay Ave
📞 (757) 587-9458

Beth Joyner from Harbeson, DE

Age 70
📍 1 Virden Dr, Harbeson, DE 19951
📞 (302) 945-1315
👨‍👩‍👧 Relatives: Edward H Joynerthre

Beth Joyner from Kingsport, TN

Age 63 b. Jun 1962 Sullivan Co.
📍 3845 Telstar Dr
📞 (423) 245-8574

Beth Joyner from Bedford, IN

Age 67 b. Sep 1958 Lawrence Co.
📍 9 Church Camp Rd
📞 (812) 275-4843

Beth Joyner from Burnsville, NC

Age 67 b. Dec 1958 Yancey Co.
📍 303 Indian Creek Rd
📞 (419) 738-3260

Beth Joyner from Collinsville, MS

Age 60 b. May 1965 Lauderdale Co.
📍 8812 Collinsville Rd
📞 (601) 626-8705

Beth Joyner from Valdosta, GA

Age 54 b. 1972 Lowndes Co.
📍 4732 Misty Valley Cir
📞 (229) 242-5876

Beth Joyner from Williston, FL

Age 66 b. Oct 1959 Levy Co.
📍 16250 Ne 51st St
📞 (352) 528-3418

Beth Joyner from Harbeson, DE

Age 81 b. May 1944 Sussex Co.
📍 Virden Dr H
📞 (302) 945-1315

Beth Joyner from Dacula, GA

Age 59 b. Jun 1966 Gwinnett Co.
📍 2272 Ironwood Hill Ct
📞 (770) 932-2522

Beth Joyner from Burnsville, NC

Age 67 b. 1959 Yancey Co.
📍 207 Hillside Dr
📞 (828) 682-7993

Beth Joyner from Lauderdale, MS

Age 49 b. Mar 1976 Lauderdale Co.
📍 3665 Virginia Dr
📞 (601) 632-4153

Beth Joyner

📍 3101 Rocky Ford Rd, Valdosta Ga
📞 (229) 251-3749, (229) 251-3749
✉️ BETHUJOYNER@YAHOO.COM

Beth Joyner from Valley Village, CA

Age 55 b. Sep 1970 Los Angeles Co.
📍 11927 Magnolia Blvd Apt 27
👤 aka Bethann Joyner

Beth Joyner from Charlotte, NC

Age 67 b. Jan 1959 Mecklenburg Co.
📍 908 Tom Hunter Rd

Beth Joyner from Williamsburg, VA

Age 59 b. Jun 1966 James City Co.
📍 121 Caran Rd

Beth Joyner from Wilson, NC

Age 61 b. Aug 1964
📍 1300 Waverly Rd Nw
👤 aka Betha Spells Joyner, Bertha Montress Spells, Beth C Joyner

Beth Joyner from Rehoboth Beach, DE

Age 71 b. Sep 1954 Sussex Co.
📍 Po Box 676

Beth Joyner from Valdosta, GA

Age 54 b. Jan 1972 Lowndes Co.
📍 4426 Mathis Mill Rd

Beth Joyner from Wilson, NC

Age 75 b. 1951
📍 1801 Lipscomb Rd E
👤 aka Bessie Jane Joyner

Beth Joyner from Springville, IN

Age 67 b. Sep 1958 Lawrence Co.
📍 Rr 1 A Po Box 118

Beth Joyner from Kingsport, TN

Age 63 b. Jun 1962 Sullivan Co.
📍 3845 Stel Star

Beth Joyner from Memphis, TN

0
📍 2741 Van Leer, Memphis, TN 37501

Beth Joyner from Greenville, NC

Pitt Co.
📍 104 Kilby Dr
📞 (252) 215-0468

Beth Joyner from Foley, AL

Baldwin Co.
📍 100 Glendale Cir 408
📞 (205) 688-1496
👤 aka Beth Ann Joyner, Elizabeth Ann Carnley, Elizabeth Ann Latcher

Beth Joyner from Foley, AL

Baldwin Co.
📍 408 Glendale Cir
📞 (615) 683-6729

Beth Joyner from Southaven, MS

Desoto Co.
📍 7938 Sharmil Ave
📞 (308) 946-2337

Beth Joyner from Flowery Branch, GA

Hall Co.
📍 6550 Fiji Dr

Beth Joyner from Castor, LA

Bienville Co.
📍 160 Joyner Rd

Beth Joyner from Helena, AL

Shelby Co.
📍 1418 E Whirlaway

Beth Joyner from York, PA

York Co.
📍 1605 Devers Rd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 41 contact records for Beth Joyner across 13 states. The most recent address on file is in Gadsden, Alabama. Of these records, 27 include phone numbers and 6 include email addresses. Ages range from 48 to 70, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Joyner Beth & Curtis

Sullivan County
· Telstar Dr, Kingsport

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Beth Joyner in Kingsport. Values shown are from county assessor records and may differ from current market prices.

Beth Joyner

Statesboro, 304586326
DOB: 1/1/1945 Gender: Female
Congress: 012

Beth Joyner

Valdosta, 31601
DOB: 1/1/1972 Gender: Female
Congress: 008

Beth Joyner

1 Virden Ln, Harbeson, 19951
DOB: 1944
County: S

Beth Diane Joyner

16250 NE 51st ST, Williston, , 32696

Beth Joyner

Reg: 19920622
3101 Rocky Ford Rd, Valdosta, 31601
Gender: Female

beth ANNE joyner

Democrat Reg: 10/30/2012
Removed
DOB: 1958 Gender: Female
County: Forsyth

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Beth Joyner in . Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Genesis Coupe
· Registered to: Beth Joyner
· VIN: KMHHU6KH4CU076391
·
3101 Rocky Ford Rd, Valdosta, GA, 31601
·
(229) 242-5876
2003 Chevrolet Silverado 2500HD
· Registered to: Beth Joyner
· VIN: 1GCHK23143F213189
·
3101 Rocky Ford Rd, Valdosta, GA, 31601
·
(229) 242-5876
2012 Subaru Outback
· Registered to: Beth Joyner
· VIN: 4S4BRBJC6C3263823
·
3713 Ne 160th St, Ridgefield, WA, 98642-6917
·
(505) 850-9598
2017 CADILLAC SRX
· Registered to: Beth Joyner
· VIN: 3GYFNCE34HS637532
·
3101 Rocky Ford Rd, Valdosta, GA, 31601-1581
·
(229) 242-5876

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Beth Joyner. Registered makes include Hyundai, Chevrolet, Subaru, Cadillac. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Lang-Mekra North America

Uniforms Etc

Owner
(325) 646-3499
Brownwood, TX
Apparel and Accessory Stores (Stores)

Gardens of Memories

Owner
(770) 867-9825
Winder, GA
Miscellaneous Retail (Stores)

Augusta Metro Federal Credit Union

Beth JoynerCredit Analyst
(706) 796-8140beth.joyner@augustametrofcu.org
Augusta, GA30906

Beth Joyner

Event Coordinator
Party Preppers
King, North Carolina, United States
LinkedIn

Beth Joyner

South Carolina
LinkedIn

Taber Builders Inc

Beth Joyner
(419) 516-8048ejoynerl@aol.com
823 N Charles, Lima, OH45805
taberbuilders.com

Taber Builders Inc

Beth Joyner
(419) 516-8048ejoynerl@aol.com
823 N Charles, Lima, OH45805

Utc Aerospace Systems

Beth JoynerRegional Manager
(860) 654-6000beth.joyner@hs.utc.com
Windsor Locks, CT

Hamilton Sundstrand Corporation

Beth JoynerRegional Manager
(860) 654-1832beth.joyner@hs.utc.com
Windsor Locks, CT

Beth Joyner

4th Grade Teacher at Kest

Taber Builders Inc

Beth Joyner
(419) 516-8048ejoynerl@aol.com
823 N Charles, Lima, OH45805

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 19 business affiliations were found for Beth Joyner. Companies include Uniforms Etc, Gardens of Memories, Augusta Metro Federal Credit Union and 4 more. Roles listed include Null and Credit Analyst. Records are compiled from state business registries, SEC filings, and professional networking databases.

MP

Beth Joyner

Female
·
1278 US Highway 701 S, Four Oaks, NC 27524 (Johnston County)
35.4361, -78.3871
· (910) 934-7584
Marital: Married TZ: Eastern
Homeowner Single Family Built 1971 Purchased 1969
MP

Beth A Joyner

Age 58 Female
·
1617 9th St, Bedford, IN 47421 (Lawrence County)
38.8700, -86.4932
· (812) 545-1162
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1900
MP

Beth N Joyner

Age 48 Female
·
7542 Westside Rd, Statesboro, GA 30458 (Bulloch County)
32.4770, -81.9065
· (912) 865-5348
Marital: Married TZ: Eastern
Occ: White Collar
Homeowner Single Family Built 1983
MP

Beth D Joyner

Age 57 Female
·
16250 NE 51st St, Williston, FL 32696 (Levy County)
29.4076, -82.4996
· (352) 528-3418
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1997 Purchased 1995
MP

Beth Joyner

Female
·
5332 Northside Rd, Charlotte, NC 28269 (Mecklenburg County)
35.2904, -80.8067
· (704) 596-1639
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Beth Joyner

Female
·
2425 Old Mill Rd, Rocky Mount, NC 27803 (Nash County)
35.9263, -77.8607
· (252) 210-9092
Marital: Single TZ: Eastern
Single Family
MP

Beth H Joyner

Age 55 Female
·
3845 Telstar Dr, Kingsport, TN 37664 (Sullivan County)
36.5225, -82.5054
· (423) 245-8574
Marital: Married TZ: Eastern
Homeowner Single Family Built 1983 Purchased 1982
MP

Beth Joyner

Age 33 Female
·
701 Pine Tree Dr, Mount Vernon, IN 47620 (Posey County)
37.8920, -87.9409
Marital: Single TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

Beth A Joyner

Age 73 Female
·
1 Virden Ln, Harbeson, DE 19951 (Sussex County)
38.6599, -75.1798
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Beth Joyner

Female
·
21545 Rock Spring Rd, Capron, VA 23829 (Southampton County)
36.7217, -77.2092
TZ: Eastern
Single Family
MP

Beth A Joyner

Age 78 Female
·
146 W Bay Ave, Norfolk, VA 23503 (Norfolk City County)
36.9421, -76.2627
· (757) 587-9458
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1930 Purchased 1976
MP

Beth Joyner

Female
·
5507 25th Ave NW, Rochester, MN 55901 (Olmsted County)
44.0804, -92.4989
TZ: Central
Single Family
MP

Beth Joyner

Age 33 Female
·
PO Box 205, Kenbridge, VA 23944 (Lunenburg County)
36.8987, -78.1966
Marital: Married TZ: Eastern
Edu: High School
Homeowner
MP

Beth S Joyner

Age 60 Female
·
160 Joyner Rd, Castor, LA 71016 (Bienville County)
32.1886, -93.1643
· (318) 349-9960
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

Beth Joyner

Female
·
26 W Wilkinson Ave, Gadsden, AL 35904 (Etowah County)
34.0270, -86.0516
· (256) 454-4844
Marital: Married TZ: Central
Homeowner Single Family Built 1945

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Beth Joyner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Beth Joyner. These loans were issued to businesses, not individuals.

Thomas Joyner

Sole Proprietorship

$5,747 Paid in Full
Address:
7542 Westside Rd
Statesboro, GA30458-6326
Approved

Mar 24, 2021

Forgiven

$5,781

Jobs Reported

1

Loan #

8099248608

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Beth Joyner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Beth Joyner on the map

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Found 78 results across 20 states

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Beth Joyner in Miramar Beach, FL: Background Summary

Location
1501 Island Green Ln E, Miramar Beach Fl, Miramar Beach, FL
Other Locations
Gadsden, AL · Statesboro, GA · Norfolk, VA and 22 more
Profiles Found
41 people with this name
Phone Numbers
(601) 632-4153 and 25 others on file
Email
paulbeth1@aol.com and 12 others on file
Possible Relatives
Bessie L Harrison, E N Stephens SR, E Stephens, Edward N Stephens SR, Lisa Joyner and 54 more
Career
Null, Faculty/Staff Mathematics at Uniforms Etc, Gardens of Memories
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked — 2012 Hyundai Genesis Coupe, 2003 Chevrolet Silverado 2500HD and 2 more
PPP Loans
$5,747 for Thomas Joyner

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Beth Joyner. Because public records are indexed by name rather than by a unique identifier, the 96 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Beth Joyner

Search Complexity: High

96 public records across 20states, belonging to approximately 41 different individuals. With 41 distinct profiles across 20 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 20 states. Highest concentration: Georgia (15%), followed by North Carolina and Tennessee. Spans the South and Midwest regions.

GA14recordsNC9recordsTN8recordsAL7recordsVA6recordsLA5records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (62%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (19) and Voter Registration Records (6).

50
Contact & Address Records
19
Business & Corporate Filings
6
Voter Registration Records
4
Vehicle Registration Records
1
Property Ownership Records
1
PPP Loan Records

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (42%).

Senior (65+)8peopleMiddle-Age (40-64)11people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Beth Joyner

Is Beth Joyner a registered voter?
Yes, voter registration records show Beth Joyner is registered. We found 6 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Beth Joyner own property?
County assessor records show 1 property associated with Beth Joyner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Beth Joyner?
Records show 4 vehicle registrations associated with Beth Joyner, including a 2012 Hyundai Genesis Coupe. Registered makes include Hyundai, Chevrolet, Subaru, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Beth Joyner?
We found 19 business affiliations for Beth Joyner (null). Other companies include Gardens of Memories, Augusta Metro Federal Credit Union. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Beth Joyner?
Our database contains 96 total records for Beth Joyner spanning 20 states. This includes 41 distinct contact records, 27 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Beth Joyner?
The 96 records displayed for Beth Joyner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Beth Joyner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.