Ceil Smith from Bessemer, AL

Age 88 b. 1938 Jefferson Co.
๐Ÿ“ 1007 Barnes Dr
๐Ÿ“ž (205) 425-0493, (205) 361-3550

Ceil Smith from Houston, TX

Age 51
๐Ÿ“ 9577 Longmont Dr, Houston, TX 77063

Ceil Smith from Pacific Palisades, CA

Nov 1900 Los Angeles Co.
๐Ÿ“ 866 Hartzell St
๐Ÿ“ž (602) 352-0392

Ceil Smith from Brooklyn, NY

0
๐Ÿ“ 759 President St #4i, Brooklyn, NY 11215
๐Ÿ“ž (718) 857-5592
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cecelia E Diskin

Ceil Smith from Bridgeport, CT

Age 108 b. Oct 1917 Fairfield Co.
๐Ÿ“ 725 Park Ave
๐Ÿ“ž (203) 576-0039

Ceil Smith from Andalusia, AL

Age 66 b. Jan 1960 Covington Co.
๐Ÿ“ 1795 Antioch Rd 29
๐Ÿ“ž (301) 228-7716

Ceil Smith from Goodells, MI

Age 67 b. Sep 1958 Saint Clair Co.
๐Ÿ“ 2331 Castor Rd
๐Ÿ“ž (810) 325-1489

Ceil Smith from Nyack, NY

Age 116 b. Jul 1909 Rockland Co.
๐Ÿ“ 2 Rockland Pl
๐Ÿ“ž (845) 358-0662

Ceil Smith from Bowie, MD

Age 79 b. 1947 Prince Georges Co.
๐Ÿ“ 2911 Eagles Nest Dr
๐Ÿ“ž (301) 262-2617

Ceil Smith from Old Forge, PA

Age 82 b. Sep 1943 Lackawanna Co.
๐Ÿ“ 536 Winter St
๐Ÿ“ž (570) 961-0859

Ceil Smith from Taylor, PA

Age 34
๐Ÿ“ 34 Rockledge Ter, Taylor, PA 18517
๐Ÿ“ž (570) 961-0859

Ceil Smith from Brooklyn, NY

Age 104
๐Ÿ“ 829 10th St #5e, Brooklyn, NY 11230
๐Ÿ“ž (718) 434-0041

Ceil Smith from Bessemer, AL

Age 79
๐Ÿ“ 1007 Barnes Dr, Bessemer, AL 35020
๐Ÿ“ž (205) 425-0493, (205) 361-3550, (205) 425-0493

Ceil Smith from La Porte, TX

0
๐Ÿ“ 3106 Silver Springs Dr, La Porte, TX 77571
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Terence Smith

Ceil Smith from Brick, NJ

Age 75 b. Sep 1950 Ocean Co.
๐Ÿ“ 144 Village Wa

Ceil Smith from Sarasota, FL

Age 66 b. Sep 1959 Sarasota Co.
๐Ÿ“ 9438 Hollywood Bl

Ceil Smith from Port Huron, MI

Age 67 b. Sep 1958 Saint Clair Co.
๐Ÿ“ 1216 Wells St

Ceil Smith from Bessemer, AL

Age 90 b. May 1935 Jefferson Co.
๐Ÿ“ 1008 Barnes Dr

Ceil Smith from Andalusia, AL

Age 79 b. Jan 1947 Covington Co.
๐Ÿ“ 1795 Antioch Rd

Ceil Smith from Clearwater, FL

0
๐Ÿ“ 2330 Ecuadorian Way #74, Clearwater, FL 33763

Ceil Smith from Tullahoma, TN

Coffee Co.
๐Ÿ“ 433 Sears Roebuck Rd
๐Ÿ“ž (615) 455-0853

Ceil Smith from Brunswick, GA

Glynn Co.
๐Ÿ“ 417 Newcastle St
๐Ÿ“ž (912) 264-3317

Ceil Smith from Dallas, TX

Dallas Co.
๐Ÿ“ 5330 Peterson Ln
๐Ÿ“ž (972) 866-9588

Ceil Smith from Andalusia, AL

Covington Co.
๐Ÿ“ Rr 7 H Po Box 81
๐Ÿ“ž (407) 678-2372

Ceil Smith from Sarasota, FL

Sarasota Co.
๐Ÿ“ 13407 N Branch Rd

Ceil Smith from Bridgeport, CT

๐Ÿ“ 19 Canterbury Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Ceil Smith across 12 states. The most recent address on file is in Bessemer, Alabama. Of these records, 16 include phone numbers. Ages range from 34 to 104, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Smith Ceil P & Renay M

Walton County
PIN: 28-2S-19-24500-032-0070
Value: $14,850

Smith Ceil P & Renay M

Walton County
Assessed: $50,959

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ceil Smith in Walton-Beaches. Values shown are from county assessor records and may differ from current market prices.

Ceil Smith

Brunswick, 315208241
DOB: 1/1/1969 Gender: Female
Congress: 001

Ceil W Smith

Democrat
2911 Eagles Nest Dr, Bowie, MD, 20716
Gender: Male
County: Prince George's

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Ceil Smith in Maryland. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Ford Edge
ยท Registered to: Ceil Smith
ยท VIN: 2FMDK3JC3DBB19831
·
25353 Hidden Forest Ln, Andalusia, AL, 36421
·
(334) 222-7911
2013 Ford F-150
ยท Registered to: Ceil Smith
ยท VIN: 1FTFW1ET3DFC38820
·
25353 Hidden Forest Ln, Andalusia, AL, 36421
·
(334) 222-7911
2009 Ford F-250 Super Duty
ยท Registered to: Ceil Smith
ยท VIN: 1FTSW21R49EA68155
·
305 Willow Dr, Andalusia, AL, 36421-8762
·
(334) 222-7911
2009 Ford Edge
ยท Registered to: Ceil Smith
ยท VIN: 2FMDK39C59BB00144
·
25353 Hidden Forest Ln, Andalusia, AL, 36421
·
(334) 222-7911
2009 Ford Edge
ยท Registered to: Ceil Smith
·
305 Willow Dr, Andalusia, AL, 36421-8762
·
(334) 222-7911

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Ceil Smith. Registered makes include Ford. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Ceil Smith Contracting LLC

Member
(334) 222-7911
Andalusia, AL
Building Construction - Operative Builders and General Contractors (Construction)

Sunbeam Publishing Co

Manager
(302) 575-1809
Wilmington, DE
Publishing, Allied and Printing Industries (Industries)

Today's Sunbeam

President
(856) 935-1500
Salem, NJ
Publishing, Allied and Printing Industries (Industries)

Diabetes Treatment Center

Manager
Newark, NJ
Miscellaneous Retail (Stores)

Ceils Place

Owner
female
Buffalo, NY
Personal Services (Services)

Pennsylvania Physical Medical

Manager
Greensburg, PA
Health Services (Services)

Salem County Vocational Technical

Ceil SmithVice Chair F
Woodstown, NJ

Ceil Smith

Publisher
Today'S Sunbeam
Philadelphia, Pennsylvania, United States Newspapers

Ceil Smith

Publisher
Today'S Sunbeam
Pennsylvania

Ceil Smith

teacher at Batesville P ยท Jonesboro, Arkansas Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Ceil Smith. Companies include Ceil Smith Contracting LLC, Sunbeam Publishing Co, Today's Sunbeam and 4 more. Roles listed include Vice Chair F. Records are compiled from state business registries, SEC filings, and professional networking databases.

๐Ÿ›๏ธ

Ceil Smith

Department: Delaware River and Bay Authority

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Ceil Smith appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Inventor Record

Ceil Smith - CA

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Ceil Smith is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Ceil Smith

Monroe Academy - Monroeville, AL, AL
1975

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ceil Smith has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$8 Nov 9, 2020
2020 DEM
Ossoff, T. Jonathan
Smith, Ceil Librarian @ Three Rivers Regional Library System Brunswick, GA
$8 Nov 9, 2020
2020
Fair Fight
Smith, Ceil Librarian @ Three Rivers Regional Library System Brunswick, GA
$10 Sep 15, 2020
2020 DEM
Dscc
Smith, Ceil Three Rivers Regional Library System Brunswick, GA
$8 Nov 9, 2020
Fair Fight
Contributor Librarian @ Three Rivers Regional Library System Brunswick, GA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Ceil Smith. Total disclosed contributions amount to $35. Recipients include Fair Fight. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ceil Smith

Age 83 Female
·
28504 S Shore Dr, Gobles, MI 49055 (Van Buren County)
42.3288, -85.8253
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family
MP

Ceil H Smith

Age 47 Female
·
417 Newcastle St, Brunswick, GA 31520 (Glynn County)
31.1343, -81.4901
Marital: Married TZ: Eastern
Homeowner Single Family Built 1942
MP

Ceil Smith

Female
·
14409 Pinewood Rd, Andalusia, AL 36421 (Covington County)
31.3512, -86.4779
TZ: Central
Homeowner Single Family Purchased 2016
MP

Ceil Smith

Age 62 Female
·
185 N 18th St, Batesville, AR 72501 (Independence County)
35.7796, -91.6344
· (870) 698-2052
Marital: Married TZ: Central
Occ: Insurance Edu: Some College
Homeowner Single Family Purchased 2016
MP

Ceil E Smith

Age 65 Female
·
220 N Bowling Green Way, Los Angeles, CA 90049 (Los Angeles County)
34.0625, -118.4775
· (310) 476-4526
Marital: Married TZ: Pacific
Edu: Graduate School
Single Family
MP

Ceil Smith

Female
·
2315 Castor Rd, Goodells, MI 48027 (Saint Clair County)
42.9705, -82.6373
TZ: Eastern
Homeowner Single Family Purchased 2016
MP

Ceil Smith

Female
·
821 Indian Hollow Ave, N Las Vegas, NV 89031 (Clark County)
36.2672, -115.1550
· (702) 286-2455
Marital: Married TZ: Pacific
Homeowner Single Family Built 1992 Purchased 2001
MP

Ceil Smith

Age 70 Female
·
79 Way Up Way, Clayton, GA 30525 (Rabun County)
34.8781, -83.3935
Marital: Married TZ: Eastern
Homeowner Single Family Built 1978 Purchased 1978
MP

Ceil Smith

Age 67 Female
·
PO Box 272, Lost Creek, WV 26385 (Harrison County)
39.1617, -80.3978
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Purchased 1993
MP

Ceil R Smith

Age 79 Female
·
1007 Barnes Dr, Bessemer, AL 35020 (Jefferson County)
33.3733, -86.9611
· (205) 361-3550
Marital: Single TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1940
MP

Ceil Smith

Female
·
89 Lincoln Ave, Elmwood Park, NJ 07407 (Bergen County)
40.9121, -74.1278
Marital: Inferred Married TZ: Eastern
Single Family
MP

Ceil L Smith

Age 58 Female
·
2331 Castor Rd, Goodells, MI 48027 (Saint Clair County)
42.9769, -82.6438
· (810) 394-2715
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 2012
MP

Ceil W Smith

Age 70 Male
·
2911 Eagles Nest Dr, Bowie, MD 20716 (Prince Georges County)
38.9319, -76.7210
· (240) 475-8364
Marital: Inferred Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1995 Purchased 1995
MP

Ceil Smith

Female
·
710 Hilton St, Monroe, LA 71201 (Ouachita County)
32.5215, -92.1245
· (318) 323-5724
Marital: Single TZ: Central
Homeowner Single Family Built 1947
MP

Ceil Smith

Female
·
333 Mountain View Dr, Talent, OR 97540 (Jackson County)
42.2429, -122.7760
TZ: Pacific
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Ceil Smith. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ceil Smith. These loans were issued to businesses, not individuals.

Adebayo Orungbamade

Independent Contractors

$11,437 Paid in Full
Address:
9755 Court Glen Dr Apt 325
Houston, TX77099-2571
Approved

May 25, 2021

Forgiven

$11,463

Jobs Reported

1

Loan #

7431109007

Loan Size

Small

April Gonzalez

Sole Proprietorship

$20,833 Exemption 4
Address:
9755 Court Glen Dr Apt 712
Houston, TX77099-2573
Approved

May 29, 2021

Jobs Reported

1

Loan #

9411729007

Loan Size

Small

Leo Ney

Independent Contractors

$5,000 Paid in Full
Address:
9755 Court Glen Dr Apt 412
Houston, TX77099-2571
Approved

Apr 22, 2021

Forgiven

$5,055

Jobs Reported

1

Loan #

8013378808

Loan Size

Small

Adebayo Orungbamade

Independent Contractors

$3,050 Paid in Full
Address:
9755 Court Glen Dr
Houston, TX77099-2523
Approved

Mar 1, 2021

Forgiven

$3,067

Jobs Reported

1

Loan #

5635168500

Loan Size

Small

Nkasiobi Okwuonu

Sole Proprietorship

$20,832 Paid in Full
Address:
9755 Court Glen Dr
Houston, TX77099-2518
Approved

Mar 2, 2021

Forgiven

$21,019

Jobs Reported

1

Loan #

6064248500

Loan Size

Small

Erica Morrison Insurance Agency, INC.

Corporation

$16,780 Paid in Full
Address:
2646 Santa Maria Way
Santa Maria, CA93455
Approved

Apr 28, 2020

Forgiven

$16,928

Jobs Reported

2

Loan #

9920067201

Loan Size

Small

Stephanni Hunter

Sole Proprietorship

$20,833 Paid in Full
Address:
9755 Court Glen Dr
Houston, TX77099-2518
Approved

Apr 8, 2021

Forgiven

$20,947

Jobs Reported

1

Loan #

9040768709

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Ceil Smith. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ceil Smith on the map

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Ceil Smith in Bessemer, AL: Background Summary

Location
1007 Barnes Dr, Bessemer, AL 35020
Other Locations
Pacific Palisades, CA ยท Bridgeport, CT ยท Andalusia, AL and 10 more
Profiles Found
26 people with this name
Phone Numbers
(205) 425-0493 and 14 others on file
Possible Relatives
Nancy Lfoster Smith, Welton Clarence Smith, Angela Smith Abney, Minnie Neblett Smith, Nancyfoster L Smith and 4 more
Career
Vice Chair F at Ceil Smith Contracting LLC, Sunbeam Publishing Co
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked โ€” 2013 Ford Edge, 2013 Ford F-150 and 3 more
Contributions
$34.99 total โ€” Fair Fight
PPP Loans
$98,765 for Adebayo Orungbamade, April Gonzalez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ceil Smith. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ceil Smith

Search Complexity: High

81 public records across 19states, belonging to approximately 26 different individuals. With 26 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Alabama (21%), followed by New Jersey and Michigan. Spans the South and Northeast regions.

AL17recordsNJ5recordsMI5recordsNY4recordsGA4recordsFL3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (48%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and PPP Loan Records (7).

31
Contact & Address Records
12
Business & Corporate Filings
7
PPP Loan Records
5
Vehicle Registration Records
4
Political Contribution Records
2
Property Ownership Records

Age Distribution

Age range: approximately 83 years, suggesting multiple generations. Largest group: Senior (65+) (85%).

Senior (65+)11peopleMiddle-Age (40-64)1personYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ceil Smith

Is Ceil Smith a registered voter?
Yes, voter registration records show Ceil Smith is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ceil Smith own property?
County assessor records show 2 properties associated with Ceil Smith . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ceil Smith?
Records show 5 vehicle registrations associated with Ceil Smith, including a 2013 Ford Edge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ceil Smith?
We found 12 business affiliations for Ceil Smith, including Ceil Smith Contracting LLC. Other companies include Sunbeam Publishing Co, Today's Sunbeam. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ceil Smith made political donations?
FEC disclosure records show 4 reported political contributions from Ceil Smith, totaling $35. Recipients include Fair Fight. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ceil Smith?
Our database contains 81 total records for Ceil Smith spanning 19 states. This includes 26 distinct contact records, 16 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ceil Smith?
The 81 records displayed for Ceil Smith are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ceil Smith remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.