Edge Cutting from Bowling Green, KY

Warren Co.
๐Ÿ“ Po Box 50003
๐Ÿ“ž (563) 964-2069, (419) 347-5242

Edge Cutting from Chicago, IL

Age 52 b. Sep 1973 Cook Co.
๐Ÿ“ 119 N Peoria St Unit 3 E
๐Ÿ“ž (914) 528-3379

Edge Cutting from Browns Mills, NJ

0000 U
๐Ÿ“ 519 Lakehurst Rd
๐Ÿ“ž (609) 893-4465

Edge Cutting from Port Jefferson Station, NY

Age 81 b. Sep 1944 Suffolk Co.
๐Ÿ“ 21 Hewes St

Edge Cutting from Boca Raton, FL

๐Ÿ“ 6006 Sw 18th St
๐Ÿ“ž (407) 338-3559 (Cell)

Edge Cutting from Stamford, CT

๐Ÿ“ 51 Bank St Ste 200
๐Ÿ“ž (850) 562-6909

Edge Cutting from Carson, CA

Los Angeles Co.
๐Ÿ“ 22029 Figueroa St Unit 2
๐Ÿ“ž (906) 627-6281

Edge Cutting from Chico, CA

Butte Co.
๐Ÿ“ 2555 Zanella Way Ste D
๐Ÿ“ž (979) 968-6352

Edge Cutting from Lakeside, CA

San Diego Co.
๐Ÿ“ 9546 Riverview Ave
๐Ÿ“ž (914) 686-5075

Edge Cutting from Wichita, KS

Sedgwick Co.
๐Ÿ“ 406 S Seneca St
๐Ÿ“ž (319) 849-2837

Edge Cutting from Kirkland, WA

King Co.
๐Ÿ“ 7521 126th Ave Ne
๐Ÿ“ž (412) 655-2756

Edge Cutting from Wildwood, FL

Sumter Co.
๐Ÿ“ 101 Dr Martin Luther King Jr Ave
๐Ÿ“ž (636) 296-7427

Edge Cutting from Bradenton, FL

Manatee Co.
๐Ÿ“ 715 20th St W
๐Ÿ“ž (612) 757-5640

Edge Cutting from Ventura, CA

Ventura Co.
๐Ÿ“ 3007 Bunsen Ave Ste G
๐Ÿ“ž (520) 342-3057

Edge Cutting from Ellensburg, WA

Kittitas Co.
๐Ÿ“ 820 Venture Rd
๐Ÿ“ž (818) 451-0094

Edge Cutting from Waconia, MN

Carver Co.
๐Ÿ“ 241 W 1st St
๐Ÿ“ž (630) 665-0507

Edge Cutting from Hot Springs, AR

Garland Co.
๐Ÿ“ 381 Kaufman Rd
๐Ÿ“ž (609) 812-1405

Edge Cutting from Brentwood, NY

Suffolk Co.
๐Ÿ“ 122 Mckinley St
๐Ÿ“ž (773) 235-3274

Edge Cutting from Port Hueneme, CA

Ventura Co.
๐Ÿ“ 626 Sunfish Wa

Edge Cutting from Miami, FL

Miami Dade Co.
๐Ÿ“ 300 71st St

Edge Cutting from Elyria, OH

Lorain Co.
๐Ÿ“ 325 Parmely Ave

Edge Cutting from Carson, CA

Los Angeles Co.
๐Ÿ“ 22029 Figueroa St 2

Edge Cutting from Dickson, TN

Dickson Co.
๐Ÿ“ 174 Gaskins Rd

Edge Cutting from Redmond, OR

Deschutes Co.
๐Ÿ“ 6625 Sw Canal Blvd

Edge Cutting from Bloomington, MN

Hennepin Co.
๐Ÿ“ 2912 W 84th St

Edge Cutting from Franklin, WI

Milwaukee Co.
๐Ÿ“ 6466 Twin Maple Ct

Edge Cutting from Knoxville, TN

Knox Co.
๐Ÿ“ 4608 Nathan Dr

Edge Cutting from Coconut Creek, FL

Broward Co.
๐Ÿ“ 6601 Lyons Rd Ste E 4

Edge Cutting from Encino, CA

Los Angeles Co.
๐Ÿ“ 8 W Escondido Attn Master

Edge Cutting from Lauderdale Lakes, FL

Broward Co.
๐Ÿ“ 4240 N State Rd 7

Edge Cutting from Donna, TX

Hidalgo Co.
๐Ÿ“ 204 North Blvd

Edge Cutting from Woodinville, WA

King Co.
๐Ÿ“ 17315 133rd Ave Ne

Edge Cutting from Dunedin, FL

Pinellas Co.
๐Ÿ“ 1515 Main St

Edge Cutting from Durham, NC

Durham Co.
๐Ÿ“ 703 9th St

Edge Cutting from Boca Raton, FL

Palm Beach Co.
๐Ÿ“ 10562 Fenway Pl

Edge Cutting from Newark, NJ

๐Ÿ“ 995 S Orange Ave

Edge Cutting from Pittsburgh, PA

Allegheny Co.
๐Ÿ“ 443 Millers Ln

Edge Cutting from Bayonne, NJ

Hudson Co.
๐Ÿ“ 181 Avenue A

Edge Cutting from Boca Raton, FL

Palm Beach Co.
๐Ÿ“ 9842 Sandalfoot Blvd

Edge Cutting from Port St Lucie, FL

Saint Lucie Co.
๐Ÿ“ 2000 Macquillen Rd

Edge Cutting from Bethesda, MD

Montgomery Co.
๐Ÿ“ 7831 Woodmont Ave 316

Edge Cutting from Destin, FL

Okaloosa Co.
๐Ÿ“ 1241 Airport Rd

Edge Cutting from Minneapolis, MN

Anoka Co.
๐Ÿ“ 1930 127th Cir Nw

Edge Cutting from Irving, TX

Dallas Co.
๐Ÿ“ 516 Rawls Cir

Edge Cutting from Southfield, MI

Oakland Co.
๐Ÿ“ 19470 Sexton Ave

Edge Cutting from Winter Haven, FL

Polk Co.
๐Ÿ“ 709 Lake Dexter Cir

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 47 contact records for Edge Cutting across 20 states. The most recent address on file is in Bowling Green, Kentucky. Of these records, 17 include phone numbers. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cutting Edge Design

Duval County
PIN: 1691280000R
· 9966 Heckscher Dr 1, Jacksonville 32226
Value: $306,684

Cutting Edge

Ouachita County
PIN: 72177.0
· 5102 Desiard St
Lot: 8,626sqft

Cutting Edge Salon Of Dublin LLC

Laurens County
· 1101 Hillcrest, Dublin

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Edge Cutting in Dublin. Values shown are from county assessor records and may differ from current market prices.

2006 CHEVROLET HHR
ยท Registered to: Edge Cutting
ยท VIN: 3GNDA13D26S600479
·
8151 McCoy St, Lenexa, KS, 66227
2008 TOYOTA TACOMA
ยท Registered to: Edge Cutting
ยท VIN: 5TEUX42N88Z578131
·
199 Rockview Dr, Kamiah, ID, 83536-5253
2000 DODGE CARAVAN MINIVAN PASSENGER
ยท Registered to: Edge Cutting
ยท VIN: 1B4GP44R1YB749848
·
2710 N Greenbelt Pl, Meridian, ID, 83646
2006 DODGE RAM 1500 FULL SIZE TRUCK
ยท Registered to: Edge Cutting
ยท VIN: 1D7HU18256S563650
·
5722 Graystone Ct SE, Prior Lake, MN, 55372
2007 Acura RDX 4WD 4dr Tech Pkg
ยท Registered to: Edge Cutting
ยท VIN: 5JWTU121X71008683
·
11104 80th St, Pleasant Prairie, WI, 53158-1203
2003 Chevrolet Express Van
ยท Registered to: Edge Cutting
ยท VIN: 1GCHG39U731188942
·
8177 Gray Ct, Arvada, CO, 80003-1837
2005 Ford F350Sd
ยท Registered to: Edge Cutting
ยท VIN: 1FTWW31P75EA36462
·
Po Box 726, Long Lake, MN, 55356-0726
2000 FORD ECONOLINE VAN VAN
ยท Registered to: Edge Cutting
ยท VIN: 1FTNS24L7YHA36474
·
31 Glen Carran Cir, Sparks, NV, 89431
2004 CHEVROLET SILVERADO PICKUP
ยท Registered to: Edge Cutting
ยท VIN: 2GCEK19V641124272
·
7705 Bush Lake Rd, Minneapolis, MN, 55439
2002 DODGE RAM TRUCK PICKUP
ยท Registered to: Edge Cutting
ยท VIN: 3B7KF23652M295034
·
17920 27th Ave, Clearwater, MN, 55320
2005 CHEVROLET SILVERADO PICKUP
ยท Registered to: Edge Cutting
ยท VIN: 1GCHK29U35E278786
·
170 Dale Dr, Oregon, WI, 53575
2004 FORD F250
ยท Registered to: Edge Cutting
·
10765 53rd St NE, Albertville, MN, 55301

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 12 vehicle registration records are associated with Edge Cutting. Registered makes include Chevrolet, Toyota, Dodge, Acura and others. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

$30 Oct 11, 2010
2010
Building Industry Group
Cutting, Edge Counter Tops Vancouver, WA
$30 Nov 9, 2009
2010
Building Industry Group
Cutting, Edge Counter Tops Vancouver, WA
$55 Mar 17, 2010
2010
Idaho Loggers Political Action Committee
Cutting, Edge Fallers Kamiah, ID
$150 Jul 3, 2012
2012 REP
Miller, Michelle
Cutting, Edge Professional Products Port St Lucie, FL
$55 Apr 30, 2014
2014
Idaho Loggers Political Action Committee
Cutting, Edge Fallers Hope, ID
$150 Jun 16, 2010
2010 REP
Bondi, Pam
Cutting, Edge Granite Home Decor Largo, FL
$250 Mar 22, 2012
2012 REP
Peters, Kathleen
Cutting, Edge Granite Granite Sales And Installation Largo, FL
$300 Jan 27, 2010
2010 REP
Negron, Joe
Cutting, Edge Marketing Port St Lucie, FL
$175 Aug 2, 2011
2012
Republican Party Of Florida
Cutting, Edge Engravers Promo Items Port St Lucie, FL
$55 Apr 24, 2013
2014
Idaho Loggers Political Action Committee
Cutting, Edge Fallers Hope, ID
$55 Mar 2, 2011
2012
Idaho Loggers Political Action Committee
Cutting, Edge Fallers Hope, ID
$25 Feb 7, 2011
2012
Republican Party Of Florida
Cutting, Edge Port St Lucie, FL
$17 Aug 9, 2010
2010 REP
Harrell, Gayle
Cutting, Edge Engraver Port St Lucie, FL
$55 May 30, 2012
2012
Idaho Loggers Political Action Committee
Cutting, Edge Fallers Hope, ID
$25 Feb 7, 2011
Republican Party Of Florida
Contributor Port St Lucie, FL
$55
2014
Idaho Loggers Political Action Committee
Contributor Hope, ID

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Edge Cutting. Total disclosed contributions amount to $1,482. Recipients include Republican Party Of Florida, Idaho Loggers Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Edge Cutting

·
36 Mulberry Ln, Shelton, CT 06484 (Fairfield County)
41.2854, -73.1495
TZ: Eastern
Single Family
MP

Edge Cutting

·
2708 Via Venado, Santa Fe, NM 87505 (Santa Fe County)
35.6330, -105.9680
TZ: Mountain
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Edge Cutting. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Edge Cutting. These loans were issued to businesses, not individuals.

Cutting Edge Woodworking, INC.

$397,000 Paid in Full
Address:
4205 Highway 91
Approved

Apr 11, 2020

Forgiven

$399,217

Loan #

2955147101

Loan Size

Medium

Karliorso, INC.

Subchapter S Corporation

$14,700 Paid in Full
Address:
440 Main St
Catskill, NY12414-1303
Approved

Apr 15, 2020

Forgiven

$14,789

Jobs Reported

5

Loan #

9819487106

Loan Size

Small

Soul Shine Crystals, LLC

Limited Liability Partnership

$6,900 Paid in Full
Address:
440 Main St
Avon By The Sea, NJ07717-1016
Approved

Jul 22, 2020

Forgiven

$6,958

Jobs Reported

2

Loan #

6950058104

Loan Size

Small

Sturbridge Early Learning Academy INC

Corporation

$74,900 Paid in Full
Address:
440 Main St
Sturbridge, MA01566
Approved

Jan 25, 2021

Forgiven

$75,422

Jobs Reported

15

Loan #

5778078309

Loan Size

Small

Karliorso INC

Subchapter S Corporation

$21,421 Paid in Full
Address:
440 Main St
Catskill, NY12414-1303
Approved

Jan 23, 2021

Forgiven

$21,542

Jobs Reported

5

Loan #

4546088308

Loan Size

Small

Trattoria Nonna LLC

Limited Liability Company(LLC

$198,000 Paid in Full
Address:
6006 SW 18TH ST Ste B4/B5
Boca Raton, FL33433-7103
Approved

Apr 11, 2020

Forgiven

$199,914

Jobs Reported

32

Loan #

3027157106

Loan Size

Medium

18th Street Bagels, INC.

Subchapter S Corporation

$83,937 Paid in Full
Address:
6006 SW 18th St
Boca Raton, FL33433
Approved

May 1, 2020

Forgiven

$84,858

Jobs Reported

290

Loan #

1280357700

Loan Size

Small

Baker Sand & Gravel

Sole Proprietorship

$24,300 Paid in Full
Address:
PO Box 473
Crandall, TX75114
Approved

Apr 27, 2020

Forgiven

$24,637

Jobs Reported

2

Loan #

4199127207

Loan Size

Small

Freya33 LLC

Corporation

$154,510 Paid in Full
Address:
6006 SW 18th St Ste B7
Boca Raton, FL33433-7114
Approved

May 1, 2020

Forgiven

$156,978

Jobs Reported

24

Loan #

5058637709

Loan Size

Medium

Mina Food LLC

Limited Liability Company(LLC

$10,550 Paid in Full
Address:
440 Main St
Fort Lee, NJ07024-2834
Approved

Mar 12, 2021

Forgiven

$10,586

Jobs Reported

2

Loan #

9125668506

Loan Size

Small

Thu Van T Truong

Sole Proprietorship

$5,800 Exemption 4
Address:
440 Main St
Woburn, MA01801
Approved

May 6, 2020

Forgiven

$1,789

Jobs Reported

2

Loan #

3123757403

Loan Size

Small

Kdl Services LLC

Limited Liability Company(LLC

$9,067 Paid in Full
Address:
440 Main St
Green Lane, PA18054-2238
Approved

Feb 13, 2021

Forgiven

$9,130

Jobs Reported

1

Loan #

8520838406

Loan Size

Small

Doughballs INC

Corporation

$33,600 Paid in Full
Address:
440 Main St
Oxford, MA01540-1713
Approved

Jan 20, 2021

Forgiven

$33,845

Jobs Reported

9

Loan #

2407098301

Loan Size

Small

Oliv Pit Boca LLC

Limited Liability Partnership

$9,464 Paid in Full
Address:
6006 SW 18th St Ste B6
Boca Raton, FL33433-7114
Approved

Mar 20, 2021

Forgiven

$9,519

Jobs Reported

18

Loan #

4935948604

Loan Size

Small

Trattoria Nonna LLC

Limited Liability Company(LLC

$329,714 Paid in Full
Address:
6006 SW 18th St B4/B5
Boca Raton, FL33433-7103
Approved

Feb 24, 2021

Forgiven

$331,436

Jobs Reported

34

Loan #

3725418508

Loan Size

Medium

Cutting Edge Lawn Equipment INC

Subchapter S Corporation

$78,000 Paid in Full
Address:
2095 E Edgewood Dr
Lakeland, FL33803-3601
Approved

Apr 9, 2020

Forgiven

$78,826

Jobs Reported

8

Loan #

9512467008

Loan Size

Small

Sturbridge Early Learning Academy, INC.

Corporation

$74,900 Paid in Full
Address:
440 Main St
Sturbridge, MA01566-1059
Approved

Jun 29, 2020

Forgiven

$75,391

Jobs Reported

15

Loan #

5656438007

Loan Size

Small

Main Street Food CORP

Corporation

$21,700 Paid in Full
Address:
440 Main St
Fort Lee, NJ07024
Approved

May 1, 2020

Forgiven

$21,968

Jobs Reported

4

Loan #

6683917710

Loan Size

Small

Will-Call Services LTD

Partnership

$2,234,294 Paid in Full
Address:
PO Box 473
Buffalo, TX75831-0473
Approved

Apr 7, 2020

Forgiven

$2,259,988

Jobs Reported

131

Loan #

6788967002

Loan Size

Medium-Large

Minafoodllc

Limited Liability Company(LLC

$29,166 Paid in Full
Address:
440 Main St
Fort Lee, NJ07024-2834
Approved

May 12, 2021

Forgiven

$29,264

Jobs Reported

2

Loan #

8838268902

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 20 PPP loan records are linked to businesses associated with Edge Cutting. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Edge Cutting on the map

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Edge Cutting in Bowling Green, KY: Background Summary

Location
PO Box 50003, Bowling Green, KY 42102
Other Locations
Chicago, IL ยท Browns Mills, NJ ยท Port Jefferson Station, NY and 39 more
Profiles Found
47 people with this name
Phone Numbers
(563) 964-2069 and 17 others on file
Possible Relatives
Charles A Fernandes, Chester Arthur Douglas, Dawn S Douglas, Elizabeth L Douglas, Heather L Spann and 41 more
Properties
2properties owned
Vehicles
12 linked โ€” 2006 Chevrolet Hhr, 2008 Toyota Tacoma and 10 more
Contributions
$1,482.04 total โ€” Idaho Loggers Political Action Committee, Republican Party Of Florida
PPP Loans
$3812K for Cutting Edge Woodworking, INC., Karliorso, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Edge Cutting. Because public records are indexed by name rather than by a unique identifier, the 106 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Edge Cutting

Search Complexity: High

106 public records across 23states, belonging to approximately 47 different individuals. With 47 distinct profiles across 23 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 23 states. Highest concentration: Florida (12%), followed by California and Minnesota. Spans the South and West regions.

FL13recordsCA8recordsMN6recordsID4recordsNJ3recordsTX3records

Record Type Breakdown

Data spans 5 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (20) and Political Contribution Records (16).

53
Contact & Address Records
20
PPP Loan Records
16
Political Contribution Records
12
Vehicle Registration Records
3
Property Ownership Records

Age Distribution

Age range: approximately 29 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)1personMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Edge Cutting

Does Edge Cutting own property?
County assessor records show 3 properties associated with Edge Cutting . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Edge Cutting?
Records show 12 vehicle registrations associated with Edge Cutting, including a 2006 CHEVROLET HHR. Registered makes include Chevrolet, Toyota, Dodge, Acura. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
Has Edge Cutting made political donations?
FEC disclosure records show 16 reported political contributions from Edge Cutting, totaling $1,482. Recipients include Republican Party Of Florida and Idaho Loggers Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Edge Cutting?
Our database contains 106 total records for Edge Cutting spanning 23 states. This includes 47 distinct contact records, 17 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Edge Cutting?
The 106 records displayed for Edge Cutting are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Edge Cutting remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.