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Mr Jack M Downer from Lansing, MI

Age 69
📍 1012 Broken Ridge Dr, #lansing, MI 48917-6876
👨‍👩‍👧 Relatives: Lisa L Downer,Beverly J Downer,Gary L Mize,Joette L Downer,Vicki I Mize,Andrea Renee Mize,Brenda J Mize,Douglas J Downer,Everett W Mize,Grace E Mize,Marcus P Pearson,Nancy L Burroughs,Aaron Matthew Berenter,Amanda L Berenter,Andrew A Capranos,Andrew A Capranos,Andrew Yee,Brynner W Yee,Christine L Towner,Daniel B Towner,David J Schrooten,David B Towner,Dorothy Jane Potter,Dorothy J Potter,Douglas B Towner,Eileen M Yee,Elizabeth E Yee,Erica J Capranos,Jason M Schrooten,Joshua Michael Schrooten,Judith Helen Capranos,Kimberley M Berenter,Kris Bunting,Kristine Bunting,Larayne C Schrooten,Lois M Schrooten,Melissa J Cunningham,Miriam L Yee,Nathan A Schrooten,Ronald W Capranos,Shari L Schrooten
🕐 9 previous addresses

Jack Downer from Sacramento, CA

Age 49 b. 1977 Male
📍 3700 55th St
📞 (916) 502-0440 (Cell), (916) 396-9062
✉️ jackdowner@aol.com

Jack Downer from Denver, CO

Age 53
📍 200986 Po Box, Denver, CO 80220
📞 (303) 697-4345, (303) 973-2844, (303) 771-6821
✉️ jdowner@ster-ling.com
👨‍👩‍👧 Relatives: Kathy Lynne Downer,Willard F Downer,C Downer
🏪 Jack Of All Trades Llc, Lifes Circles, Delinquent February 1, 2006

Jack Downer

Age 82 b. 1943-08-04
📍 5906 Woodridge Park, San Antonio Tx
📞 (210) 463-9600, (210) 560-1273
✉️ DOWNERJACK@ATT.NET

Jack Downer

Age 48 b. 1977-04-11
📍 3700 55th St, Sacramento Ca
📞 (111) 111-0001, (916) 452-2613
✉️ ADOWNER77@AOL.COM

Jack Downer

Age 84 b. 1942-01-09
📍 119 Dower Rd, Chattanooga Tn
📞 (423) 243-7416, (423) 821-0009
✉️ JJDOWNER@ATT.NET

Jack Downer from West Bend, WI

Age 81 b. Aug 1944 Washington Co.
📍 4811 Birchwood Trl
📞 (262) 675-2173, (805) 544-8074

Jack Downer from Lancaster, OH

Age 65 b. Jul 1960 Fairfield Co.
📍 2085 Carroll Eastern Rd Nw
📞 (740) 756-9616

Jack Downer from Lyons, MI

Age 76 b. Nov 1949 Ionia Co.
📍 5174 Chinook Ln
📞 (517) 647-1710

Jack Downer from Milwaukee, WI

Age 90 b. Aug 1935 Milwaukee Co.
📍 2218 S 105th St
📞 (414) 541-3945

Jack Downer from Metairie, LA

Age 82 b. Aug 1943 Jefferson Co.
📍 1412 Hymelia Ave
📞 (504) 733-5915

Jack Downer from San Antonio, TX

Age 82 b. Aug 1943 Bexar Co.
📍 5906 Woodridge Park
📞 (210) 463-9600

Jack Downer from Lathrop, CA

Male
📍 1691 Frewer Rd 5
📞 (209) 610-1442 (AT&T MOBILITY)

Jack Downer from Arvada, CO

Age 66 b. 1960 Male
📍 10435 W 85th Pl
📞 (720) 542-0766

Jack Downer from San Francisco, CA

Age 114 b. Apr 1911 San Francisco Co.
📍 15 Buena Vis Terrace Te

Jack Downer from Erick, OK

Age 68 b. Sep 1957 Beckham Co.
📍 Po Box 360

Jack Downer from San Leandro, CA

Age 90 b. Sep 1935 Alameda Co.
📍 16798 E 14th St

Jack Downer from Tulsa, OK

Age 82 b. Apr 1943 Tulsa Co.
📍 2727 E 51st St 1
👤 aka Downer Jack

Jack Downer from Aurora, CO

Age 76 b. Sep 1949 Arapahoe Co.
📍 2501 Dallas St

Jack Downer from Moraga, CA

Age 115 b. Aug 1910 Contra Costa Co.
📍 26 Kinston Ct

Jack Downer from Bakersfield, CA

Age 70 b. Sep 1955 Kern Co.
📍 2111 F St Apt A

Jack Downer from Littleton, CO

Jefferson Co.
📍 8856 W Ottawa Ave
📞 (303) 697-4345

Jack Downer from Couderay, WI

Sawyer Co.
📍 11234 W Blueberry Ave
📞 (715) 945-2628

Jack Downer from Portland, OR

Multnomah Co.
📍 5006 N Syracuse St

Jack Downer from Modesto, CA

Stanislaus Co.
📍 820 Acacia St

Jack Downer from Sacramento, CA

Sacramento Co.
📍 2237 Hurley Way Wa 110

Jack Downer from Livermore, CA

Alameda Co.
📍 749 Sandpiper Cmn

Jack Downer from Reno, NV

Washoe Co.
📍 695 Amber Ci

Jack Downer from Tulsa, OK

📍 4650 S Delaware Ave
👤 aka Jack Downer

Jack Downer from Euclid, OH

Cuyahoga Co.
📍 1744 Grand Bl

Jack Downer from Huntington Beach, CA

Orange Co.
📍 5731 Heil Ave

Jack Downer from Ewa Beach, HI

Honolulu Co.
📍 91 806 Haiamu St

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 33 contact records for Jack Downer across 11 states. The most recent address on file is in Sacramento, California. Of these records, 16 include phone numbers and 5 include email addresses. The listed age is 53. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Downer Jack M + Lisa L

Lee County
PIN: 27452434001052030
· 14461 Lakewood Trace Ct, Fort Myers 33919
Value: $60,200

Downer Jack M & Beverly J

Barry County
· 11837 Lewis Rd, Orangeville

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Jack Downer in Orangeville. Values shown are from county assessor records and may differ from current market prices.

Jack Downer

UAF
10435w 85th Pl, Arvada, CO, 80005
DOB: 1960 Gender: Male Ph: 303-404-3006
County: Jefferson

Jack Thomas Downer

Democrat
Precinct: 720474

Jack Yillik Downer

NAV Reg: 4/20/2018
56175 School House Rd, Bend, OR, 97707
DOB: 1/1/2000
County: Deschutes

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Jack Downer in Colorado, Oregon. Records show affiliations with UAF, DEM, NAV, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1997 FORD ESCORT
· Registered to: Jack Downer
· VIN: 1FALP10P2VW196691
·
3401 Crowley Ct, Tracy, CA, 95376
1995 BUICK LESABRE CAR TRAD LARGE
· Registered to: Jack Downer
· VIN: 1G4HP52L9SH477898
·
2218 S 105th St, Milwaukee, WI, 53227
·
(414) 541-3945
2010 Toyota Venza
· Registered to: Jack Downer
· VIN: 4T3ZA3BB3AU033155
·
5174 Chinook Ln, Lyons, MI, 48851-9649
·
(517) 647-1710
2012 Gmc Sierra 1500
· Registered to: Jack Downer
· VIN: 3GTP2WE78CG120579
·
32071 N Chestnut Trl, San Tan Vly, AZ, 85143
·
(210) 463-9600
2003 Chevrolet Silverado 2500HD
· Registered to: Jack Downer
· VIN: 1GCHK23163F185444
·
32071 N Chestnut Trl, San Tan Vly, AZ, 85143
·
(210) 463-9600
· Registered to: Jack Downer
·
32071 N Chestnut Trl, San Tan Valley, AZ, 85143
2002 CHEVROLET SILVERADO PICKUP
· Registered to: Jack Downer
·
2085 Carroll Eastern Rd NW, Lancaster, OH, 43130

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Jack Downer. Registered makes include Ford, Buick, Toyota, Gmc and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Peninsula Senior Center

President
(360) 665-4448
Ocean Park, WA
Membership Organizations (Organizations)

Jack Downer

Professional Photographer
Foto Shop
United States Photography
LinkedIn

Jack Downer

Sales Engineer
Omni-X Usa, INC.
Colorado
jdowner@omnibend.com
LinkedIn

Jack Downer

Owner, Americana Images<b · Lansing, Michigan Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Jack Downer. Companies include Peninsula Senior Center, Foto Shop. Records are compiled from state business registries, SEC filings, and professional networking databases.

Life's Circles, Delinquent February 1, 2006

Delinquent
Addr: Denver, CO
Registered Agent: Jack Thomas Downer

Source: Public Records Jack Downer appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Jack Downer

Granada High School - Livermore, CA, CA
1986

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Jack Downer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Feb 1, 2004
2004
Michigan Farm Bureau Pac Agri Pac
Downer, Jack Lyons, MI
$500 Sep 7, 1999
2000
Fazio, Bill
Downer, Jack San Francisco, CA
$35 Jan 7, 2013
2012
Texas Association Of Realtors Political Action Committee
Downer, Jack Foundation Repair Abilene, TX
$25 Dec 29, 2004
2004 REP
Grothman, Glenn
Downer, Jack West Bend, WI
$500 Apr 23, 2003
2004
Fazio, Bill
Downer, Jack San Francisco, CA
$250 Nov 18, 1999
2000
Fazio, Bill
Downer, Jack San Francisco, CA
$500 Sep 7, 1999
Fazio, Bill
Contributor San Francisco, CA
$25
2004 R
Grothman, Glenn
Contributor West Bend, WI
$35 20130107
Texas Association of REALTORS Political Action Committee
Contributor Foundation repair Abilene, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 9 political contribution records found for Jack Downer. Total disclosed contributions amount to $1,872. Recipients include Fazio, Bill, Grothman, Glenn, Texas Association of REALTORS Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jack Downer

Male
·
211 N Howard Ave, Croswell, MI 48422 (Sanilac County)
43.2799, -82.6220
TZ: Eastern
Homeowner Single Family Purchased 2012
MP

Jack Downer

Male
·
216 Ramada Trl, Amarillo, TX 79108 (Potter County)
35.2889, -101.8700
· (806) 570-7827
TZ: Central
Single Family
MP

Jack E Downer

Male
·
209 S Holmes St, Durand, MI 48429 (Shiawassee County)
42.9089, -83.9940
· (517) 288-6981
TZ: Eastern
Homeowner Single Family
MP

Jack W Downer

Male
·
40401 Sumner Rd, Pomeroy, OH 45769 (Meigs County)
39.1363, -81.9266
· (740) 985-3443
TZ: Eastern
Homeowner Single Family Purchased 2007
MP

Jack H Downer

Age 73 Male
·
4811 Birchwood Trl, West Bend, WI 53095 (Washington County)
43.3736, -88.0914
· (262) 745-4656
Marital: Inferred Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Jack T Downer

Male
·
3204 W Freeport St, Broken Arrow, OK 74012 (Tulsa County)
36.0578, -95.8296
· (918) 286-3962
TZ: Central
Homeowner Single Family Built 1999 Purchased 2015
MP

Jack F Downer

Age 42 Male
·
3700 55th St, Sacramento, CA 95820 (Sacramento County)
38.5411, -121.4410
· (916) 396-9062
Marital: Inferred Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1977 Purchased 2000
MP

Jack W Downer

Age 74 Male
·
7111 Falls View Cir, Delaware, OH 43015 (Delaware County)
40.1894, -83.0338
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Single Family
MP

Jack M Downer

Male
·
2490 Strathmore St, Kalamazoo, MI 49009 (Kalamazoo County)
42.2659, -85.6698
TZ: Eastern
Homeowner Single Family Built 1974 Purchased 1998
MP

Jack Downer

Age 49 Male
·
3401 Crowley Ct, Tracy, CA 95376 (San Joaquin County)
37.7617, -121.4210
Marital: Married TZ: Pacific
Edu: High School
Single Family
MP

Jack L Downer

Age 82 Male
·
2218 S 105th St, Milwaukee, WI 53227 (Milwaukee County)
43.0041, -88.0434
· (414) 541-3945
Marital: Married TZ: Central
Occ: Insurance Edu: Some College
Homeowner Single Family
MP

Jack Downer

Age 74 Male
·
708 W Fitzgerald St, Durand, MI 48429 (Shiawassee County)
42.9099, -83.9949
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Jack Downer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jack Downer. These loans were issued to businesses, not individuals.

McNabb And Risley INC.

Corporation

$143,900 Paid in Full
Address:
215 N Main St
Mequon, WI53092-1617
Approved

Apr 8, 2020

Forgiven

$145,954

Jobs Reported

12

Loan #

8474907002

Loan Size

Small

Bay Marketforce, LLC

Limited Liability Company(LLC

$182,400 Paid in Full
Address:
215 N Main St Ste 140
West Bend, WI53095-3317
Approved

Apr 8, 2020

Forgiven

$183,964

Jobs Reported

31

Loan #

8292987003

Loan Size

Medium

Bay Marketforce LLC

Limited Liability Company(LLC

$274,800 Paid in Full
Address:
215 N Main St Ste 140
West Bend, WI53095-3370
Approved

Feb 3, 2021

Forgiven

$277,006

Jobs Reported

34

Loan #

2601708407

Loan Size

Medium

City Centro, INC.

Corporation

$13,567 Paid in Full
Address:
215 N Main St
West Bend, WI53095-3317
Approved

Jun 4, 2020

Forgiven

$13,682

Jobs Reported

3

Loan #

7843877803

Loan Size

Small

United Way Of Washington County INC.

501(c)3 – Non Profit

$72,135 Paid in Full
Address:
215 N Main St Ste 110
West Bend, WI53095-3370
Approved

Mar 2, 2021

Forgiven

$72,677

Jobs Reported

5

Loan #

5846008509

Loan Size

Small

United Way Of Washington County, INC.

501(c)3 – Non Profit

$72,135 Paid in Full
Address:
215 N Main St Suite 110
West Bend, WI53095
Approved

Apr 27, 2020

Forgiven

$72,898

Jobs Reported

5

Loan #

3699017200

Loan Size

Small

Grandcare Systems, LLC

Limited Liability Company(LLC

$82,200 Paid in Full
Address:
215 N Main St Suite 130
West Bend, WI53095-3317
Approved

Apr 9, 2020

Forgiven

$82,988

Jobs Reported

7

Loan #

9271467006

Loan Size

Small

The Tre Of Life LLC

Single Member LLC

$1,652 Paid in Full
Address:
215 N Main St
Waupaca, WI54981-1543
Approved

Apr 2, 2021

Forgiven

$1,655

Jobs Reported

1

Loan #

5595558700

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Jack Downer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jack Downer on the map

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Found 59 results across 13 states

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Jack Downer in Sacramento, CA: Background Summary

Location
3700 55th St, Sacramento, CA 95820
Other Locations
West Bend, WI · Lancaster, OH · Lyons, MI and 22 more
Profiles Found
33 people with this name
Phone Numbers
(517) 647-1710 and 18 others on file
Email
jackdowner@aol.com and 4 others on file
Possible Relatives
Lisa L Downer, Beverly J Downer, Gary L Mize, Joette L Downer, Vicki I Mize and 38 more
Career
Peninsula Senior Center, Foto Shop
Voter Registration
Registered UAF
Properties
1property owned
Vehicles
7 linked — 1997 Ford Escort, 1995 Buick Lesabre and 5 more
Contributions
$1,872 total — Fazio, Bill, Texas Association of REALTORS Political Action Committee
PPP Loans
$843K for McNabb And Risley INC., Bay Marketforce, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jack Downer. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jack Downer

Search Complexity: High

90 public records across 13states, belonging to approximately 33 different individuals. With 33 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: California (20%), followed by Michigan and Wisconsin. Spans the West and Midwest regions.

CA18recordsMI8recordsWI8recordsCO5recordsOH5recordsOK4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (9) and Business & Corporate Filings (8).

39
Contact & Address Records
9
Political Contribution Records
8
Business & Corporate Filings
8
PPP Loan Records
7
Vehicle Registration Records
3
Voter Registration Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)10peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jack Downer

Is Jack Downer a registered voter?
Yes, voter registration records show Jack Downer is registered in Colorado with UAF affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Jack Downer own property?
County assessor records show 2 properties associated with Jack Downer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Jack Downer?
Records show 7 vehicle registrations associated with Jack Downer, including a 1997 FORD ESCORT. Registered makes include Ford, Buick, Toyota, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jack Downer?
We found 8 business affiliations for Jack Downer, including Peninsula Senior Center. Other companies include foto shop. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jack Downer made political donations?
FEC disclosure records show 9 reported political contributions from Jack Downer, totaling $1,872. Recipients include Fazio, Bill and Grothman, Glenn and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jack Downer?
Our database contains 90 total records for Jack Downer spanning 13 states. This includes 33 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jack Downer?
The 90 records displayed for Jack Downer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jack Downer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.