John Toby from Madera, CA

Age 74 b. Apr 1951 Male
๐Ÿ“ 16936 Karen Rd
๐Ÿ’ผ 2225
๐Ÿ“ž (559) 645-0142 (Cell), (559) 924-2419
โœ‰๏ธ dustinrayjohnson2@charter.net

John J Toby

Age 73 b. 1952-09-03
๐Ÿ“ 14548 Cross Creek Ln, North Royalton Oh 44133
๐Ÿ“ž (440) 237-0247
โœ‰๏ธ NA@AOL.COM, na@aol.com

John Toby from Somerset, KY

Age 73
๐Ÿ“ 4271 Grundy Rd, Somerset, KY 42501
๐Ÿ“ž (606) 274-4626, (606) 274-4626
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Eva M Toby,Steven W Toby,Kimberly Lee Howard
๐Ÿช Toby'S Inc, Tobys, Inc

John Toby from Elkhart, IN

Age 64 b. Dec 1961 Elkhart Co.
๐Ÿ“ 219 Marshall Blvd
๐Ÿ“ž (574) 295-5146

John Toby from Kenilworth, NJ

Age 62
๐Ÿ“ 629 Passaic Ave, Kenilworth, NJ 07033
๐Ÿ“ž (908) 245-6347, (908) 245-6347
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Margaret D Toby

John Toby from Pegram, TN

Age 49 b. Jun 1976 Cheatham Co.
๐Ÿ“ 4504 Sears Rd
๐Ÿ“ž (615) 356-1864

John Toby from Kenilworth, NJ

Age 73 b. Mar 1952 Union Co.
๐Ÿ“ 629 Passaic Ave
๐Ÿ“ž (908) 245-6347

John Toby from North Royalton, OH

Age 104 b. Jul 1921 Cuyahoga Co.
๐Ÿ“ 14548 Cross Creek Ln Apt 18
๐Ÿ“ž (440) 237-0247

John Toby from Bismarck, ND

Age 47 b. Aug 1978 Burleigh Co.
๐Ÿ“ 4714 Fairfax Loop
๐Ÿ“ž (701) 255-3113

John Toby from Elk, WA

Age 50 b. Mar 1975 Spokane Co.
๐Ÿ“ 3722 Allen Rd
๐Ÿ“ž (509) 292-8904

John Toby from Lexington, KY

0
๐Ÿ“ 1167 Devonport Cir, Lexington, KY 40504
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tomlison Susan Toby,Jeff Toby

John Toby from Houston, TX

Age 59 b. Mar 1966 Harris Co.
๐Ÿ“ 9334 Vanwood St

John Toby from Randolph, MN

Age 53 b. Sep 1972 Dakota Co.
๐Ÿ“ 26255 Hogan Ave

John Toby from Norfolk, VA

Age 50 b. Jun 1975 Norfolk City Co.
๐Ÿ“ Po Box 15008

John Toby from Lolo, MT

Age 51 b. Apr 1974 Missoula Co.
๐Ÿ“ 6005 Vista Dr

John Toby from San Bernardino, CA

Age 55 b. Apr 1970 San Bernardino Co.
๐Ÿ“ 3567 Northeast St

John Toby from San Bernardino, CA

Age 55 b. Apr 1970 San Bernardino Co.
๐Ÿ“ 4650 Park Dr
๐Ÿ‘ค aka Lee Toby

John Toby from San Clemente, CA

Age 69 b. Apr 1956 Orange Co.
๐Ÿ“ 602 Avenida Victoria
๐Ÿ‘ค aka Toby J Vince

John Toby from Woodburn, OR

Age 82 b. May 1943 Marion Co.
๐Ÿ“ 612 N Cascade Dr Unit 17

John Toby from Chauvin, LA

Age 64 b. Sep 1961 Terrebonne Co.
๐Ÿ“ 5233 Bayouside Dr

John Toby from Brooklyn, NY

Age 62 b. Jan 1964 Kings Co.
๐Ÿ“ 4809 Avenue N
๐Ÿ‘ค aka Toby J Dewolf

John Toby from Helena, MT

Age 62 b. Jan 1964 Lewis And Clark Co.
๐Ÿ“ 611 Cannon St
๐Ÿ‘ค aka Toby J Dewolf

John Toby from Riverview, FL

Age 64 b. Aug 1961 Hillsborough Co.
๐Ÿ“ 10103 Sherwood Ln 135

John Toby from Owosso, MI

Age 78 b. Jun 1947 Shiawassee Co.
๐Ÿ“ 2300 N Hickory Rd

John Toby from Cleveland, OH

Age 95 b. Mar 1930 Cuyahoga Co.
๐Ÿ“ 9235 N Church Dr

John Toby from Visalia, CA

Age 49 b. Jun 1976 Tulare Co.
๐Ÿ“ 120 W Murray Ave Apt D
๐Ÿ‘ค aka Toby Russell

John Toby from Aurora, CO

Age 66 b. Sep 1959 Arapahoe Co.
๐Ÿ“ 17437 E Rice Ci

John Toby from La Grande, OR

Age 49 b. Sep 1976 Union Co.
๐Ÿ“ 2000 Gekeler Ln 12

John Toby from Dauphin, PA

Age 80 b. Nov 1945
๐Ÿ“ 226 Po Box

John Toby from Peoria, AZ

Age 69 b. Apr 1956 Maricopa Co.
๐Ÿ“ 8423 W Sunnyslope L V
๐Ÿ‘ค aka Toby J Vince

John Toby from Ronan, MT

Age 62 b. Jun 1963
๐Ÿ“ 38517 Mink Ln

John Toby from Ovid, NY

Age 54 b. Dec 1971 Seneca Co.
๐Ÿ“ 1343 Main St
๐Ÿ‘ค aka Toby J Larsen

John Toby from Charlestown, RI

0
๐Ÿ“ 1559 Po Box, Charlestown, RI 02813

John Toby from Somerset, PA

Somerset Co.
๐Ÿ“ 925 E Main St
๐Ÿ“ž (717) 432-0946

John Toby from Jasper, IN

Dubois Co.
๐Ÿ“ 2247 E Greener Rd
๐Ÿ“ž (812) 482-6375

John Toby from Littleton, CO

Douglas Co.
๐Ÿ“ 9837 S Isabel Ct

John Toby from Glendale, AZ

Maricopa Co.
๐Ÿ“ 6902 W Escuda Dr

John Toby from Harrah, OK

Oklahoma Co.
๐Ÿ“ 4821 N Luther Rd

John Toby from Flat Rock, MI

Wayne Co.
๐Ÿ“ 25772 Bretton Ci 64 B

John Toby from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 6314 N Thomas

John Toby from Somerset, KY

Pulaski Co.
๐Ÿ“ Rr 4 Po Box 110

John Toby from Tyrone, GA

Fayette Co.
๐Ÿ“ 150 Chimney Springs Rd

John Toby from Victoria, TX

Victoria Co.
๐Ÿ“ 122 Rattan Dr

John Toby from Brookings, SD

Brookings Co.
๐Ÿ“ Rr 1 Po Box 51

John Toby from Bellingham, WA

Whatcom Co.
๐Ÿ“ 2670 Alderwood Ave

John Toby from New Egypt, NJ

๐Ÿ“ 43 Locust Ln

John Toby from Morrisville, PA

Bucks Co.
๐Ÿ“ 5075 Grace Dr

John Toby from University Park, PA

๐Ÿ“ 117 Packer Hall

John Toby from Langhorne, PA

Bucks Co.
๐Ÿ“ 190 Oxford Valley Rd

John Toby from French Lick, IN

Orange Co.
๐Ÿ“ Rr 2 Po Box 2

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 50 contact records for John Toby across 24 states. The most recent address on file is in Madera, California. Of these records, 12 include phone numbers and 2 include email addresses. Ages range from 62 to 73, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Toby John Raymond

Newberry County
· 3293 Sc Hwy 66, Whitmire

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to John Toby in Whitmire. Values shown are from county assessor records and may differ from current market prices.

John Allen Toby

Democrat Reg: 10/17/2006
612 N Cascade Dr Apt 17, Woodburn, OR, 97071
DOB: 1/1/1943
County: Marion

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for John Toby in Oregon. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 PONTIAC SUNFIRE
ยท Registered to: John Toby
ยท VIN: 3G2JB12F75S172374
·
14548 Cross Creek Ln, North Royalton, OH, 44133
·
(440) 237-0247
2007 FORD F-150
ยท Registered to: John Toby
ยท VIN: 1FTPW14V37KA80000
·
12072 S Draper Ridge Dr, Draper, UT, 84020-7309
·
(801) 571-4389
2005 Acura Tl
ยท Registered to: John Toby
ยท VIN: 19UUA66265A077341
·
16936 Karen Rd, Madera, CA, 93636
2010 Ford F-150
ยท Registered to: John Toby
ยท VIN: 1FTFW1EV2AFC98830
·
12072 S Draper Ridge Dr, Draper, UT, 84020-7309
·
(801) 571-4389
2007 Honda CR-V
ยท Registered to: John Toby
ยท VIN: JHLRE48707C051334
·
4 Ludlow Dr, Scarsdale, NY, 10583
·
(914) 725-5149

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with John Toby. Registered makes include Pontiac, Ford, Acura, Honda. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Toby's Auto Repair

Owner
(559) 264-0133
Fresno, CA
Automotive Services, Parking and Repair (Automotive)

Toby's Auto Supply

Owner
(559) 485-4754
Fresno, CA
Gasoline Service Stations and Automotive Dealers (Automotive)

Tobys Automotive & Supply

Principal
(559) 645-0142
Madera, CA
Wholesale Trade - Durable Goods (Products)

John Toby

Manager
Ibm
Saint Louis, Missouri, United States Information Technology And Services

John Toby

Manager
Ibm

Lake Chem Federal Credit Union

John TobyReligious Leader
(606) 678-4159johnmarktoby@newwavecomm.net
Somerset, KY

Toby's Auto Repair

John TobyOwner
(559) 264-0133
Fresno, CA

John Toby

Greater Grand Rapids, Michigan Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for John Toby. Companies include Toby's Auto Repair, Toby's Auto Supply, Tobys Automotive & Supply and 2 more. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: John R Toby

John Toby

John Toby

John R. Toby

John Mark Toby

John R. Toby

Toby'S, INC.

Addr: KY
KY
Director: John R. Toby

Source: Public Records John Toby appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

John Toby - BRECKSVILLE

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office John Toby is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

John Toby

Easley High School - Easley, SC, SC
2004

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases John Toby has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$200 Aug 10, 2016
2016
Fffwy Fire Pac
Toby, John Jackson, WY
$250 Mar 28, 2011
2012 REP
Williams, David & Farmer, Richie
Toby, John Pastor @ Beacon Hill Baptist Church Somerset, KY
$250 Aug 7, 2015
2016 DEM
Grimes, Alison Lundergan
Toby, John Somerset, KY
$200 Sep 14, 2004
2004
Lawless, Jeffrey Scott
Toby, John Somerset, KY
$250 Dec 13, 2013
2014 DEM
Grimes, Alison Lundergan
Toby, John Retired Somerset, KY
$200 Apr 15, 2015
2016 REP
Comer, James R
Toby, John Minister @ Warren Association Of Baptists Scottsville, KY
$250 Oct 24, 1997
1998
Nrccc Non Fed Act
Toby, John Fresno, CA
$250 Oct 24, 1997
Nrccc Non Fed Act
Contributor Fresno, CA
$250 Oct 24, 1997
Unknown Committee
Toby, John Fresno, CA
$250
2011 R
Williams, David & Farmer, Richie
Contributor Pastor @ Beacon Hill Baptist Church Somerset, KY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 10 political contribution records found for John Toby. Total disclosed contributions amount to $2,350. Recipients include Nrccc Non Fed Act, Williams, David & Farmer, Richie. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John L Toby

Age 66 Male
·
16936 Karen Rd, Madera, CA 93636 (Madera County)
36.9954, -119.8830
· (559) 645-0142
Marital: Married TZ: Pacific
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1989 Purchased 2015
MP

John P Toby

Male
·
7867 Flat Rock Rd, Kershaw, SC 29067 (Lancaster County)
34.4981, -80.6336
· (803) 475-9662
TZ: Eastern
Homeowner Single Family Built 1935 Purchased 2013
MP

John Toby

Male
·
47208 Sundown Ln, Ronan, MT 59864 (Lake County)
47.5273, -114.0800
Marital: Married TZ: Mountain
Edu: High School
Single Family
MP

John Toby

Age 63 Male
·
2247 E Greener Rd, Jasper, IN 47546 (Dubois County)
38.3761, -86.8655
· (812) 482-6375
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1966 Purchased 2003
MP

John Toby

Age 54 Male
·
PO Box 113, Whitmire, SC 29178 (Newberry County)
34.5024, -81.6114
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2006
MP

John A Toby

Age 74 Male
·
612 N Cascade Dr, Woodburn, OR 97071 (Marion County)
45.1471, -122.8710
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Multi-Family Built 1969 Purchased 1987
MP

John R Toby

Age 76 Male
·
4271 Grundy Rd, Somerset, KY 42501 (Pulaski County)
37.1355, -84.5123
Marital: Married TZ: Eastern
Homeowner Single Family Built 1970 Purchased 2013
MP

John A Toby

Age 55 Male
·
309 Elizabeth St, Saugatuck, MI 49453 (Allegan County)
42.6565, -86.1986
· (574) 361-1466
Marital: Single TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1946
MP

John Toby

Male
·
233 Via Pasqual, Redondo Beach, CA 90277 (Los Angeles County)
33.8069, -118.3820
TZ: Pacific
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with John Toby. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find John Toby on the map

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John Toby in Madera, CA: Background Summary

Location
16936 Karen Rd, Madera, CA 93636
Other Locations
Elkhart, IN ยท Pegram, TN ยท Kenilworth, NJ and 40 more
Profiles Found
50 people with this name
Phone Numbers
(559) 645-0142 and 10 others on file
Email
dustinrayjohnson2@charter.net and 1 other on file
Possible Relatives
Eva M Toby, Steven W Toby, Kimberly Lee Howard, Margaret D Toby, Tomlison Susan Toby and 1 more
Career
Toby's Auto Repair, Toby's Auto Supply
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked โ€” 2005 Pontiac Sunfire, 2007 Ford F-150 and 3 more
Contributions
$2,350 total โ€” Nrccc Non Fed Act, Williams, David & Farmer, Richie

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Toby. Because public records are indexed by name rather than by a unique identifier, the 104 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Toby

Search Complexity: High

104 public records across 26states, belonging to approximately 50 different individuals. With 50 distinct profiles across 26 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 26 states. Highest concentration: California (16%), followed by Kentucky and Pennsylvania. Spans the West and South regions.

CA17recordsKY7recordsPA6recordsIN5recordsOH4recordsMT4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (64%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (10) and Business & Corporate Filings (9).

60
Contact & Address Records
10
Political Contribution Records
9
Business & Corporate Filings
7
Corporate Records
5
Vehicle Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 57 years, suggesting multiple generations. Largest group: Senior (65+) (52%).

Senior (65+)11peopleMiddle-Age (40-64)10people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Toby

Is John Toby a registered voter?
Yes, voter registration records show John Toby is registered in Oregon with DEM affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Toby own property?
County assessor records show 1 property associated with John Toby . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Toby?
Records show 5 vehicle registrations associated with John Toby, including a 2005 PONTIAC SUNFIRE. Registered makes include Pontiac, Ford, Acura, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Toby?
We found 9 business affiliations for John Toby, including Toby's Auto Repair. Other companies include Toby's Auto Supply, Tobys Automotive & Supply. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Toby made political donations?
FEC disclosure records show 10 reported political contributions from John Toby, totaling $2,350. Recipients include Nrccc Non Fed Act and Williams, David & Farmer, Richie. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Toby?
Our database contains 104 total records for John Toby spanning 26 states. This includes 50 distinct contact records, 12 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Toby?
The 104 records displayed for John Toby are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Toby remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.