OpenDataUSA

Quick Navigation

Robert I Cephas Jr from Clinton, MD

Age 87 b. 2/6/1939
📍 9029 Helmsley Dr, #clinton, MD 20735-2995
✉️ cephaschristal@yahoo.com
👨‍👩‍👧 Relatives: Deneen Cherise Cephas Jr,Andrew R Cephas,Cheryl Eelaine Cephas,Christal Renee Cephas,Dorothy M Gilbert,Estate Of Cephas,Gregory G Parker,Justin Robert Cephas,Justin Cephas,Margie Charles,Andrew M Robinson Jr,Anna Robinson,Anna H Robinson,Annie Gilbert,Caryn N Pierce,Charles Tiani,Charn Darnese Robinson,Cheryl R Charles,Christopher Joseph Parker,Darlene Y Robinson,Doris A Robinson,Elaine Cephas,Elaine Cephas,Esther C Gilbert,G Parker,G Parker,G Parker,G Parker,Gabriela C Parker,Ingrid T Bolling,James H Pierce Jr,James H Pierce,Keith A Gilbert,Kelvin A Gilbert,Lawrence Charles Graves,Lester J Robinson,Margie Charles,Margie Parker,Margie G Parker,Margie Parker,Marguerite A Robinson,Marvin E Pierce Jr,Marvin E Pierce,Parke Margie Charles,Phillip Eliot Charles,Sherry Anne Dube,Steardano Gilbert,Terri Gaines,Raynard T Bolling,Sterling Esther Gilbert
🕐 16 previous addresses

Robert Cephas

Age 29 b. 1997-01-30
📍 3521 Nw 34th Ave, Laud Lakes Fl
📞 (754) 302-6627, (954) 908-9384
✉️ TRUEBELIEVER27@GMAIL.COM, truebeliever27@gmail.com

Robert Cephas

📍 4047 Silver Springs Ln, Columbus Oh
📞 (614) 218-2550
✉️ ROBERTCEPHAS5@GMAIL.COM

Robert Cephas from Penn Hills, PA

Age 73 b. Jun 1952
📍 205 Johnston Rd
📞 (412) 242-0522, (412) 242-0363

Robert Cephas from Wilmington, DE

Age 53 b. 1973 New Castle Co.
📍 340 S Claymont St
📞 (302) 655-5841

Robert Cephas from Wilmington, DE

Age 59 b. Jan 1967 New Castle Co.
📍 402 W 6th St
📞 (302) 778-4252

Robert Cephas from Wilmington, DE

Age 88 b. Mar 1937 New Castle Co.
📍 2801 Ambler Ct
📞 (302) 368-3805

Robert Cephas

📍 205 Johnston Rd, Penn Hills Pa
📞 (412) 609-7012, (412) 657-5757
✉️ CEPHAS_ROBERT@YAHOO.COM

Robert Cephas from Baltimore, MD

Age 96 b. Jan 1930 Baltimore City Co.
📍 929 Gwynns Falls Pkwy B
📞 (410) 523-5742

Robert Cephas from Newport News, VA

Age 69 b. May 1956 Newport News City Co.
📍 42 S Trailor Ct
📞 (216) 884-8016

Robert Cephas from Capitol Heights, MD

Age 60 b. May 1965 Prince Georges Co.
📍 703 Glacier Ave
📞 (330) 682-3665

Robert Cephas from Baltimore, MD

Age 55 b. Jan 1971 Baltimore City Co.
📍 5921 Glenkirk Rd
📞 (410) 878-1605

Robert Cephas from Baltimore, MD

Male
📍 3318 Brighton St
📞 (443) 691-1841 (AT&T MOBILITY)

Robert Cephas from Sharon Hill, PA

Age 60 b. Sep 1965 Delaware Co.
📍 1205 Tribbett Ave

Robert Cephas from Wilmington, DE

Age 77 b. Sep 1948 New Castle Co.
📍 503 Homestead Rd A

Robert Cephas from Pittsburgh, PA

Age 68 b. 1958 Allegheny Co.
📍 702 Beltzhoover Ave

Robert Cephas from Pittsburgh, PA

Age 67 b. Apr 1958 Allegheny Co.
📍 241 Bonifay St

Robert Cephas from Philadelphia, PA

Age 93 b. Feb 1933 Philadelphia Co.
📍 3810 Archer St

Robert Cephas from Springfield, MA

Age 54 b. Jan 1972 Hampden Co.
📍 30 Abbott St

Robert Cephas from Clinton, MD

Age 60 b. May 1965 Prince Georges Co.
📍 9029 Helmsley Dr

Robert Cephas from Brooklyn, NY

0
📍 2500 Bedford Ave #2e, Brooklyn, NY 11226

Robert Cephas from Norfolk, VA

Norfolk City Co.
📍 1306 Lead St Apt C
📞 (803) 932-7645

Robert Cephas from Silver Spring, MD

Montgomery Co.
📍 914 Loxford Te

Robert Cephas from Washington, DC

District Of Columbia Co.
📍 2105 Maryland Ave Ne Apt 1

Robert Cephas from Pittsburgh, PA

Allegheny Co.
📍 1004 N Lang Ave

Robert Cephas from Upper Marlboro, MD

Prince Georges Co.
📍 3023 Chester Grove Rd

Robert Cephas from Dover, DE

Kent Co.
📍 322 Cecil St

Robert Cephas from Baltimore, MD

Baltimore City Co.
📍 208 N Glover St

Robert Cephas from Duquesne, PA

Allegheny Co.
📍 27 Burns Ht H

Robert Cephas from Baltimore, MD

Baltimore City Co.
📍 2929 Gwynns Falls Park

Robert Cephas from Washington, DC

District Of Columbia Co.
📍 424 Evarts St Ne 4 Th

Robert Cephas from Pittsburgh, PA

Allegheny Co.
📍 1415 Princeton Bl

Robert Cephas from Washington, DC

District Of Columbia Co.
📍 762 Upsal St

Robert Cephas from Parkville, MD

Baltimore Co.
📍 7175 Mcclean Bl

Robert Cephas from Hampton, VA

Hampton City Co.
📍 406 Institute Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 35 contact records for Robert Cephas across 7 states. The most recent address on file is in Penn Hills, Pennsylvania. Of these records, 14 include phone numbers and 4 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cephas Robert

Baltimore County
PIN: 0315043043 020
· 2929 Gwynns Falls Pkwy, BALTIMORE md
Built: 1931.0
Assessed: $82,100

Cephas Robert H Sr

Allegheny County
· 205 Johnston Rd, Penn-Hills
Sale: $64,000 (1032005.0)

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Robert Cephas in Penn-Hills. Values shown are from county assessor records and may differ from current market prices.

Robert H Cephas

Democrat Reg: 09/01/1988
205 Johnston Rd, Pittsburgh, PA, 15235
DOB: 06/28/1952 Gender: Male

Robert Charles Cephas

Democrat Reg: 09/30/2004
165 N Sherman St 101, Wilkes Barre, PA, 18702
DOB: 02/25/1964 Gender: Male

Robert D Cephas

Democrat Reg: 07/01/1988
702 Beltzhoover Ave, Pittsburgh, PA, 15210
DOB: 04/16/1958 Gender: Male

Robert H Cephas

Democrat Reg: 10/01/1995
537 Hammond St, Pittsburgh, PA, 15204
DOB: 08/25/1973 Gender: Male

Robert Sylvester Cephas

Democrat
9029 Helmsley Dr, Clinton, MD, 20735
Gender: Male
County: Prince George's

Robert C Cephas

Reg: 99707111
104 Beebe Ave, 1, 11550
DOB: 19750227 Gender: Male

Robert D Cephas

702 Beltzhoover Ave
DOB: 04/16/1958 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Robert Cephas in Pennsylvania, Maryland. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Ford Explorer
· Registered to: Robert Cephas
· VIN: 1FMEU73E78UB15480
·
6206 Falkirk Rd, Baltimore, MD, 21239
·
(410) 878-1605
2007 Mercedes-Benz C-Class
· Registered to: Robert Cephas
· VIN: WDBRF92H87F862224
·
914 Loxford Ter, Silver Spring, MD, 20901-1125
2004 Chevrolet Tahoe
· Registered to: Robert Cephas
· VIN: 1GNEK13Z84R165528
·
417 North St, Utica, OH, 43080
· Registered to: Robert Cephas
·
1719 Lonsdale Rd Apt A, Columbus, OH, 43232

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Robert Cephas. Registered makes include Ford, Mercedes-Benz, Chevrolet, N. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Robert Cephas

Chief Operations Officer
Support By Design
Towson, Maryland, United States Education Management
LinkedIn

Robert Cephas

Chief Operations Officer
Support By Design
Maryland
LinkedIn

Aurora Catholic Federal Cu

Robert CephasSocial Media Manager
(443) 691-1841robert.cephas@auroracatholic.com
3318 Brighton St, Baltimore, MD21216

St Elizabeth Ann Seton School

Robert CephasTeacher
robert.cephas@bellsouth.net
3318 Brighton St, Baltimore, MD21216
stelizabethannsetonpc.org

Montgomery Community College

Robert CephasPresidents Office
(301) 251-2109robert.cephas@montgomerycollege.edu
Rockville, MD

Robert Cephas

Employee at Montgomer · Washington D.C. Metro Area

St Elizabeth Ann Seton School

Robert CephasTeacher
robert.cephas@bellsouth.net
3318 Brighton St, Baltimore, MD21216

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Robert Cephas. Companies include Support By Design, Aurora Catholic Federal Cu, Montgomery Community College and 1 more. Roles listed include Social Media Manager and Teacher. Records are compiled from state business registries, SEC filings, and professional networking databases.

Robert Cephas

Surrattsville High School - Clinton, MD, MD
1983

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Robert Cephas has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Aug 20, 2020
2020 DEM
Biden, Joe
Cephas, Robert E Not Employed Randallstown, MD
$20 Sep 19, 2003
2004
Trinity Industries Employee Political Action Committee Tx INC.
Cephas, Robert H Pittsburgh, PA
$40 Nov 25, 2015
2016 DEM
Christian, Tony
Cephas, Robert Timonium, MD
$40 Nov 25, 2015
DEM
Christian, Tony
Contributor Timonium, MD
$40
2016 DEM
Christian, Tony
Contributor Timonium, MD

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Robert Cephas. Total disclosed contributions amount to $155. Recipients include Christian, Tony. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Robert Cephas

Male
·
89 N Hampton Rd, Columbus, OH 43213 (Franklin County)
39.9737, -82.9096
· (614) 218-2550
TZ: Eastern
Multi-Family
MP

Robert Cephas

Male
·
30 Abbott St, Springfield, MA 01118 (Hampden County)
42.0935, -72.5315
· (413) 219-4746
TZ: Eastern
Homeowner Single Family Built 1930 Purchased 2002
MP

Robert Cephas

Age 20 Male
·
240 Laurel St, Hartford, CT 06105 (Hartford County)
41.7660, -72.6971
Marital: Single TZ: Eastern
Multi-Family
MP

Robert A Cephas

Male
·
208 N Glover St, Baltimore, MD 21224 (Baltimore City County)
39.2947, -76.5797
TZ: Eastern
Homeowner Single Family
MP

Robert C Cephas

Age 53 Male
·
165 N Sherman St, Wilkes Barre, PA 18702 (Luzerne County)
41.2408, -75.8673
Marital: Inferred Single TZ: Eastern
Multi-Family
MP

Robert Cephas

Age 25 Male
·
394 Union St, New Bedford, MA 02740 (Bristol County)
41.6333, -70.9349
Marital: Single TZ: Eastern
Single Family
MP

Robert H Cephas

Age 65 Male
·
205 Johnston Rd, Pittsburgh, PA 15235 (Allegheny County)
40.4659, -79.8580
· (412) 478-8092
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1950 Purchased 2005
MP

Robert Cephas

Male
·
139 Ruby Cir, Hurlock, MD 21643 (Dorchester County)
38.6328, -75.8485
TZ: Eastern
Homeowner Single Family Built 1971
MP

Robert A Cephas

Age 19 Male
·
6 McKean Pl, Newark, DE 19711 (New Castle County)
39.6834, -75.7377
Marital: Single TZ: Eastern
Single Family
MP

Robert D Cephas

Age 59 Male
·
702 Beltzhoover Ave, Pittsburgh, PA 15210 (Allegheny County)
40.4165, -79.9974
· (412) 983-7166
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1900 Purchased 1989

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Robert Cephas. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Robert Cephas. These loans were issued to businesses, not individuals.

Brandon Stevens

Sole Proprietorship

$18,540 Paid in Full
Address:
360 Dumont Ave Apt 5C
Brooklyn, NY11212-6112
Approved

Apr 8, 2021

Forgiven

$18,603

Jobs Reported

1

Loan #

9349638703

Loan Size

Small

Dayquan Youmans

Sole Proprietorship

$20,416 Exemption 4
Address:
165 N Sherman St Apt 3A
Wilkes Barre, PA18702-5348
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9109128802

Loan Size

Small

Kayla Johnson

Sole Proprietorship

$18,750 Paid in Full
Address:
360 Dumont Ave
Brooklyn, NY11212-6174
Approved

May 20, 2021

Forgiven

$18,828

Jobs Reported

1

Loan #

3767539002

Loan Size

Small

Daren White

Sole Proprietorship

$20,833 Paid in Full
Address:
360 Dumont Ave Apt 7G
Brooklyn, NY11212-6112
Approved

May 22, 2021

Forgiven

$21,049

Jobs Reported

1

Loan #

6388429008

Loan Size

Small

Shakilya Jacobs

Sole Proprietorship

$20,000 Exemption 4
Address:
360 Dumont Ave
Brooklyn, NY11212-6174
Approved

Apr 8, 2021

Jobs Reported

1

Loan #

9213988704

Loan Size

Small

Daren White

Sole Proprietorship

$20,833 Paid in Full
Address:
360 Dumont Ave Apt 7G
Brooklyn, NY11212-6112
Approved

Apr 19, 2021

Forgiven

$20,901

Jobs Reported

1

Loan #

6030798808

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with Robert Cephas. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Robert Cephas on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
3
8
1
3
25
1
5
17
3

Found 67 results across 10 states

Fewer
More

Robert Cephas in Laud Lakes, FL: Background Summary

Location
3521 NW 34th Ave, Laud Lakes Fl, Laud Lakes, FL
Other Locations
Penn Hills, PA · Wilmington, DE · Baltimore, MD and 15 more
Profiles Found
35 people with this name
Phone Numbers
(301) 877-0381 and 18 others on file
Email
cephaschristal@yahoo.com and 3 others on file
Possible Relatives
Deneen Cherise Cephas JR, Andrew R Cephas, Cheryl Eelaine Cephas, Christal Renee Cephas, Dorothy M Gilbert and 39 more
Career
Social Media Manager, Teacher at Support By Design, Aurora Catholic Federal Cu
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
4 linked — 2008 Ford Explorer, 2007 Mercedes-Benz C-Class and 2 more
Contributions
$155 total — Christian, Tony, Christian, Tony
PPP Loans
$119K for Brandon Stevens, Dayquan Youmans

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Robert Cephas. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Robert Cephas

Search Complexity: High

87 public records across 10states, belonging to approximately 35 different individuals. With 35 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Maryland (29%), followed by Pennsylvania and Delaware. Spans the South and Northeast regions.

MD25recordsPA17recordsDE8recordsOH5recordsMA3recordsVA3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (54%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (11) and Voter Registration Records (7).

41
Contact & Address Records
11
Business & Corporate Filings
7
Voter Registration Records
6
PPP Loan Records
5
Political Contribution Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (57%).

Senior (65+)8peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Robert Cephas

Is Robert Cephas a registered voter?
Yes, voter registration records show Robert Cephas is registered in Pennsylvania with D affiliation. We found 7 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Robert Cephas own property?
County assessor records show 2 properties associated with Robert Cephas . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Robert Cephas?
Records show 4 vehicle registrations associated with Robert Cephas, including a 2008 Ford Explorer. Registered makes include Ford, Mercedes-Benz, Chevrolet, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Robert Cephas?
We found 11 business affiliations for Robert Cephas, including support by design. Other companies include Aurora Catholic Federal Cu, Montgomery Community College. Business records are compiled from state registries, SEC filings, and professional databases.
Has Robert Cephas made political donations?
FEC disclosure records show 5 reported political contributions from Robert Cephas, totaling $155. Recipients include Christian, Tony. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Robert Cephas?
Our database contains 87 total records for Robert Cephas spanning 10 states. This includes 35 distinct contact records, 14 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Robert Cephas?
The 87 records displayed for Robert Cephas are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Robert Cephas remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.