David A Waldrup

Age 66 b. 1959-08-20
๐Ÿ“ 1503 S Heritage Cir, Rogers Ar 72758
๐Ÿ“ž (479) 586-9595, (479) 204-5800, (111) 111-0002
โœ‰๏ธ DWALDRUP@GMAIL.COM, dwaldrup@gmail.com, kayla.waldrup@gmail.com

David Waldrup

Age 56 b. 1969-09-25
๐Ÿ“ 6440 Waddell Glenn, Jefferson County Mo 63052
๐Ÿ“ž (636) 942-7087, (314) 221-1077
โœ‰๏ธ WALDRUPDW@GMAIL.COM, waldrupdw@gmail.com

David Waldrup from Raleigh, NC

Age 58
๐Ÿ“ 13355 Ashford Park Dr, Raleigh, NC 27613
๐Ÿ“ž (248) 668-1382, (919) 460-9604, (919) 466-7370, (919) 462-8019, (919) 244-4876, (248) 668-1382, (919) 460-9604, (919) 466-7370, (615) 842-5075
โœ‰๏ธ davwaldrup@aol.com

David Waldrup

Age 42 b. 1984-01-26
๐Ÿ“ Apt 1410, 501 Napa Valley Dr, Little Rock Ar
๐Ÿ“ž (501) 352-0403
โœ‰๏ธ KYLEWALDRUP@GMAIL.COM, kylewaldrup@gmail.com

David Waldrup from Bentonville, AR

Age 54
๐Ÿ“ 2158 Po Box, Bentonville, AR 72712
๐Ÿ“ž (870) 875-2725, (479) 715-6011, (870) 864-6579, (870) 875-2725, (870) 862-3252
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jodi T Waldrup,Hazel T Waldrup,Kyle Waldrup,Kayla Diane Waldrup,Jolene Waldrup,Jodi Waldrup

David Waldrup

Age 70 b. 1955-12-27
๐Ÿ“ 6628 Keystone Dr, Raleigh Nc
๐Ÿ“ž (919) 593-4411, (919) 593-4411
โœ‰๏ธ DAVWALDRUP@GMAIL.COM

David Waldrup

๐Ÿ“ 517 N Main St, Sulphur Rock Ar
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ DAVIDWALDRUP86@GMAIL.COM

David Waldrup

๐Ÿ“ 455 W Wycough, Batesville Ar 72501
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ DAVIDWALDRUP86@GMAIL.COM

David Waldrup

Age 38 b. 1987-08-30
๐Ÿ“ 773 Willow Park Ct, Tracy Ca
๐Ÿ“ž (209) 405-1105
โœ‰๏ธ WALDRUP3@HOTMAIL.COM

David Waldrup from Talladega, AL

0
๐Ÿ“ 723 Coleman Dr, Talladega, AL 35160
๐Ÿ“ž (205) 362-6805, (205) 362-9652
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tina Waldrop,Casey G Waldrup,Tina Koreen Waldrup,David Len Waldrup,Anthony Waldrup

David Waldrup from Canton, MS

Age 48
๐Ÿ“ 313 Monroe St, Canton, MS 39046
๐Ÿ“ž (601) 859-0133, (601) 859-0133, (601) 859-4539

David Waldrup from Talladega, AL

Age 69 b. 1957 Talladega Co.
๐Ÿ“ 105 Fairway Dr
๐Ÿ“ž (256) 362-2548, (256) 493-4882

David Waldrup from Rockland, MA

Age 54
๐Ÿ“ 80 Green St, Rockland, MA 02370
๐Ÿ“ž (781) 871-9118, (781) 871-9118, (781) 871-9797, (907) 487-9785
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Diane M Waldrip,Gregory D Waldrip

David Waldrup from Columbia, MO

Age 57 b. Sep 1968 Boone Co.
๐Ÿ“ 2111 N Creasy Spring Rd B
๐Ÿ“ž (573) 446-4144

David Waldrup from Reston, VA

Age 72 b. 1954 Fairfax Co.
๐Ÿ“ 11520 Waterhaven Ct
๐Ÿ“ž (703) 435-2313

David Waldrup from Canton, MS

Age 66 b. 1960 Madison Co.
๐Ÿ“ 342 E Fulton St
๐Ÿ“ž (601) 859-0133

David Waldrup from Imperial, MO

Age 56 b. Sep 1969 Jefferson Co.
๐Ÿ“ 6440 Wadell Glenn
๐Ÿ“ž (636) 942-7087

David Waldrup from Lebanon, TN

Age 55 b. Jun 1970 Wilson Co.
๐Ÿ“ 423 E Forrest Ave B
๐Ÿ“ž (717) 292-7703

David Waldrup from El Dorado, AR

Age 66 b. Aug 1959 Union Co.
๐Ÿ“ 114 Oakhurst Blvd
๐Ÿ“ž (870) 875-2725

David Waldrup from Hodges, SC

Age 69 b. Jun 1956 Greenwood Co.
๐Ÿ“ 1025 Flatwood Rd
๐Ÿ“ž (864) 374-7709

David Waldrup from Houston, TX

0
๐Ÿ“ 1902 Westcrest Dr, Houston, TX 77055
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tina K Waldrup,Tina Waldrup

David Waldrup

๐Ÿ“ 1503 S Heritage Cir, Rogers Ar
๐Ÿ“ž (479) 586-9595, (479) 586-9595
โœ‰๏ธ DWALDRUP@GMAIL.COM

David Waldrup from Houston, TX

0
๐Ÿ“ 8801 Hammerly Blvd #120, Houston, TX 77080
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tina K Waldrup

David Waldrup from Pell City, AL

Male
๐Ÿ“ 723 Coleman Dr
๐Ÿ“ž (205) 362-6805 (AT&T MOBILITY)

David Waldrup from Missoula, MT

Age 76 b. May 1949 Missoula Co.
๐Ÿ“ 2907 Harmony Ct Apt 1

David Waldrup from Westminster, MD

Age 69 b. Sep 1956 Carroll Co.
๐Ÿ“ 502 Uniontown Rd

David Waldrup from Bentonville, AR

Age 66 b. Jun 1959 Benton Co.
๐Ÿ“ Po Box 2158

David Waldrup from Canton, MS

Age 59 b. Mar 1966 Madison Co.
๐Ÿ“ 3135 Monroe

David Waldrup from Warrington, PA

Age 78 b. 1948 Bucks Co.
๐Ÿ“ 2313 Evergreen Ave

David Waldrup from Hanover, PA

York Co.
๐Ÿ“ 39 Center St
๐Ÿ“ž (410) 848-6189

David Waldrup from Bald Knob, AR

White Co.
๐Ÿ“ 4043 Highway 367 N
๐Ÿ“ž (201) 837-7623

David Waldrup from Talladega, AL

Talladega Co.
๐Ÿ“ 302 Welch Ave
๐Ÿ“ž (205) 525-4562

David Waldrup from Sunset, UT

Davis Co.
๐Ÿ“ 2129 N 250 W Apt 1

David Waldrup from Garland, TX

Dallas Co.
๐Ÿ“ 109 Lake Forest Ct

David Waldrup from Columbia, SC

Richland Co.
๐Ÿ“ 1751 Calhoun St

David Waldrup from Sellersville, PA

Bucks Co.
๐Ÿ“ 811 Fairhill Rd

David Waldrup from Houston, TX

Harris Co.
๐Ÿ“ 3706 Darlinghurst Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 37 contact records for David Waldrup across 14 states. The most recent address on file is in Talladega, Alabama. Of these records, 25 include phone numbers and 9 include email addresses. Ages range from 48 to 58, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Waldrup David H

Talladega County
· 105 Fairway Dr, Talladega

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to David Waldrup in Talladega. Values shown are from county assessor records and may differ from current market prices.

David Waldrup

Democrat Reg: 09/29/2000
274 Winding Brook Run, North Wales, PA, 19454
DOB: 04/12/1948 Gender: Male

David Alan Waldrup

1503 Heritage Circle, Rogers, AR, 72758

David Lee Waldrup

County: Boone

david JOSEPH waldrup

Unaffiliated Reg: 02/07/1997
6628 Keystone Dr, Raleigh, NC, 27612
DOB: 1955 Gender: Male
County: Wake

David Waldrup

274 Winding Brook Run
DOB: 04/12/1948 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for David Waldrup in Pennsylvania, Arkansas, North Carolina. Records show affiliations with D, UNA, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 FORD EXPLORER
ยท Registered to: David Waldrup
ยท VIN: 1FMZU62K35ZA30041
·
114 Oakhurst Blvd, El Dorado, AR, 71730
2013 Hyundai Genesis
ยท Registered to: David Waldrup
ยท VIN: KMHGC4DHXDU219216
·
11520 Waterhaven Ct, Reston, VA, 20190
·
(703) 435-2313
2005 FORD F150 PICKUP
ยท Registered to: David Waldrup
ยท VIN: 1FTPX02545KC08428
·
342 E Fulton St, Canton, MS, 39046
2007 Chevrolet Avalanche
ยท Registered to: David Waldrup
ยท VIN: 3GNEC12087G143405
·
308 Oak Manor Dr, Columbia, SC, 29229-9313

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with David Waldrup. Registered makes include Ford, Hyundai, Chevrolet. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Wal-Mart Stores

Senior Manager Customer Relationships And Application Development
+14792045800david.waldrup@walmart.com

David Waldrup

Marketing Manager
Washington, District Of Columbia, United States

Worldwide Medical Svc

David WaldrupPresident
dwaldrup@cableone.net
109 Lake Forest Ct, Garland, TX75044
medical.com

David Waldrup

Myrtle Beach, South Carolina Area

Worldwide Medical Svc

David WaldrupPresident
dwaldrup@cableone.net
109 Lake Forest Ct, Garland, TX75044

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for David Waldrup. Companies include Worldwide Medical Svc. Roles listed include Senior Manager Customer Relationships And Application Development and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Controller: David A Waldrup

Unknown Corporation

Addr: AK
AK
Secretary: David A Waldrup

Source: Public Records David Waldrup appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

David Waldrup

El Dorado High School - El Dorado, AR, AR
1977

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases David Waldrup has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 May 12, 2020
2020 DEM
Dscc
Waldrup, David Not Employed Raleigh, SC
$25 Jan 12, 2020
2020 DEM
Dscc
Waldrup, David Not Employed Raleigh, SC
$25 Jan 12, 2020
2020 DEM
Dscc
Waldrup, David Not Employed Raleigh, SC
$10 May 27, 2020
2020 DEM
Cunningham, Cal
Waldrup, David Not Employed Raleigh, SC
$25 Jan 12, 2020
DEM
Dscc
Contributor Not Employed Raleigh, SC

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for David Waldrup. Total disclosed contributions amount to $110. Recipients include Dscc. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David C Waldrup

Age 48 Male
·
4308 W Bethany Dr, Columbia, MO 65203 (Boone County)
38.9180, -92.4007
Marital: Married TZ: Central
Edu: Graduate School
Single Family
MP

David L Waldrup

Age 43 Male
·
200 Ramblewood Dr, Columbia, SC 29209 (Richland County)
33.9770, -80.8822
· (803) 776-5159
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1973 Purchased 1978
MP

David Waldrup

Male
·
1503 S Heritage Cir, Rogers, AR 72758 (Benton County)
36.3218, -94.1512
TZ: Central
Homeowner Single Family Purchased 2014
MP

David H Waldrup

Age 63 Male
·
105 Fairway Dr, Talladega, AL 35160 (Talladega County)
33.4496, -86.1078
· (256) 493-4882
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1943
MP

David A Waldrup

Age 63 Male
·
11520 Waterhaven Ct, Reston, VA 20190 (Fairfax County)
38.9640, -77.3439
· (972) 495-4976
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1997 Purchased 2006
MP

David L Waldrup

Age 48 Male
·
2111 N Creasy Springs Rd, Columbia, MO 65202 (Boone County)
38.9777, -92.3515
· (573) 424-2390
Marital: Married TZ: Central
Homeowner Multi-Family
MP

David Waldrup

Male
·
6628 Keystone Dr, Raleigh, NC 27612 (Wake County)
35.8701, -78.6562
TZ: Eastern
Homeowner Single Family Built 1975 Purchased 2015
MP

David Waldrup

Male
·
56 Butler Rd, Smithville, AR 72466 (Lawrence County)
35.9899, -91.4129
TZ: Central
Single Family
MP

David J Waldrup

Age 51 Male
·
342 E Fulton St, Canton, MS 39046 (Madison County)
32.6113, -90.0276
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1940 Purchased 2012
MP

David Waldrup

Age 68 Male
·
274 Winding Brook Run, North Wales, PA 19454 (Montgomery County)
40.2345, -75.2181
· (267) 252-6209
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1982 Purchased 1986
MP

David Waldrup

Male
·
517 N Main St, Sulphur Rock, AR 72579 (Independence County)
35.7576, -91.5009
TZ: Central
Single Family
MP

David C Waldrup

Age 47 Male
·
6440 Wadell Glenn, Imperial, MO 63052 (Jefferson County)
38.3661, -90.4711
· (636) 942-7087
Marital: Single TZ: Central
Occ: Management Edu: Some College
Multi-Family
MP

David Waldrup

Age 61 Male
·
1711 Highway 17 S, Surfside Bch, SC 29575 (Horry County)
33.6006, -78.9933
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Multi-Family Built 1983

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with David Waldrup. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David Waldrup. These loans were issued to businesses, not individuals.

Profit Sharing Trucking LLC

Limited Liability Company(LLC

$2,700 Paid in Full
Address:
109 Lake Forest Ct
Garland, TX75044
Approved

May 4, 2020

Jobs Reported

2

Loan #

1802577400

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with David Waldrup. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find David Waldrup on the map

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David Waldrup in Rogers, AR: Background Summary

Location
1503 S Heritage Cir, Rogers Ar 72758, Rogers, AR
Other Locations
Talladega, AL ยท Columbia, MO ยท Reston, VA and 17 more
Profiles Found
37 people with this name
Phone Numbers
(479) 586-9595 and 20 others on file
Email
dwaldrup@gmail.com and 7 others on file
Possible Relatives
Terry Ann Waldrup, June D Waldrup, Earnie L Waldrup, James D Waldrup, Curtis D Waldrup and 26 more
Career
Senior Manager Customer Relationships And Application Development, President at Worldwide Medical Svc
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked โ€” 2005 Ford Explorer, 2013 Hyundai Genesis and 2 more
Contributions
$110 total โ€” Dscc
PPP Loans
$2,700 for Profit Sharing Trucking LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David Waldrup. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David Waldrup

Search Complexity: High

92 public records across 15states, belonging to approximately 37 different individuals. With 37 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Arkansas (17%), followed by Alabama and Texas. Spans the South and Midwest regions.

AR16recordsAL7recordsTX7recordsMO7recordsSC5recordsPA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (63%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (11) and Voter Registration Records (5).

49
Contact & Address Records
11
Business & Corporate Filings
5
Voter Registration Records
5
Political Contribution Records
4
Vehicle Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)8peopleMiddle-Age (40-64)7peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David Waldrup

Is David Waldrup a registered voter?
Yes, voter registration records show David Waldrup is registered in Pennsylvania with D affiliation. We found 5 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David Waldrup own property?
County assessor records show 1 property associated with David Waldrup . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David Waldrup?
Records show 4 vehicle registrations associated with David Waldrup, including a 2005 FORD EXPLORER. Registered makes include Ford, Hyundai, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David Waldrup?
We found 11 business affiliations for David Waldrup (Senior Manager Customer Relationships And Application Development). Business records are compiled from state registries, SEC filings, and professional databases.
Has David Waldrup made political donations?
FEC disclosure records show 5 reported political contributions from David Waldrup, totaling $110. Recipients include Dscc. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David Waldrup?
Our database contains 92 total records for David Waldrup spanning 15 states. This includes 37 distinct contact records, 25 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David Waldrup?
The 92 records displayed for David Waldrup are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David Waldrup remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.