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Hazel Abrams from Far Rockaway, NY

Age 67 b. Oct 1958 Female
📍 221 Beach 27th St
📞 (646) 322-9889 (Cell), (765) 985-3703
✉️ treola@telsnetgy.net

Hazel Abrams

Age 78 b. 1947-08-18
📍 3926 Devonshire Rd, Detroit Mi
📞 (313) 408-4666, (313) 882-5511
✉️ HAZELABRAMS@ATT.NET

Hazel M Abrams from Chicago, IL

Age 102 b. 1/23/1924
📍 7617 S May St, #chicago, IL 60620-2925
📞 (773) 224-3259, (312) 224-3259
👨‍👩‍👧 Relatives: Hazel N Abrams,Walter L Abrams
🕐 1 previous address

Hazel Abrams from Jamaica, NY

Age 55
📍 24315 144th Ave, Jamaica, NY 11422
📞 (718) 949-5879, (718) 949-5879, (718) 978-0680
👨‍👩‍👧 Relatives: Colin E Abrams,Siegfried Ovid Abrams,Claudette E Abrams,Pamela A Garrett,George Bourne Abrams,Dwayne Q Abrams,Clarence E Abrams,Colin E Abrams,Carlton J Abrams

Hazel Abrams from Franklin, IN

Age 104 b. May 1921 Johnson Co.
📍 Po Box 1080
📞 (801) 294-5116, (478) 875-1073

Hazel Abrams from Rosedale, NY

Age 69 b. Feb 1957
📍 24315 144th Ave
📞 (718) 949-5879
👤 aka Jamel Abrams, Hazel V Abrams, Hazel Z Abrams

Hazel Abrams from Phoenix, AZ

Age 100 b. May 1925 Maricopa Co.
📍 12422 S Potomac St
📞 (334) 863-5832

Hazel Abrams from East Quogue, NY

Age 106
📍 3 Willow Shade Ave, East Quogue, NY 11942
👨‍👩‍👧 Relatives: Harry W Abrams,Harry W Abrams

Hazel Abrams from Millbrook, AL

Elmore Co.
📍 4190 Abrams Dr
📞 (334) 285-5892

Hazel Abrams from Franklin, IN

Female
📍 501 Yandes St
📞 (317) 694-1572 (VERIZON WIRELESS)

Hazel Abrams from Chicago, IL

Age 101 b. Feb 1925 Cook Co.
📍 7617 S May St

Hazel Abrams from Cambridge, ID

Age 106 b. Jul 1919 Washington Co.
📍 2397 Hog Creek Rd

Hazel Abrams from Zephyrhills, FL

Age 104 b. May 1921 Pasco Co.
📍 36401 Pikmar Dr

Hazel Abrams from Tequesta, FL

Age 106 b. Oct 1919 Palm Beach Co.
📍 19928 Hibiscus Dr

Hazel Abrams from Detroit, MI

Age 78 b. Aug 1947 Wayne Co.
📍 3926 Devonshire Rd
👤 aka Abrams Hazel, Abrams Hazel Louise

Hazel Abrams from Alvin, TX

0
📍 4 Po Box, Alvin, TX 77512

Hazel Abrams from Tequesta, FL

Age 94
📍 19928 Hibiscus Dr, Tequesta, FL 33469

Hazel Abrams from Franklin, IN

📍 501 Yandes St, Franklin, IN 46131
📞 (317) 694-1572

Hazel Abrams from Carbondale, IL

Jackson Co.
📍 317 Allen I
📞 (404) 998-7660

Hazel Abrams from Hemingway, SC

Williamsburg Co.
📍 64 Steve Carmichael Rd

Hazel Abrams from Far Rockaway, NY

Queens Co.
📍 221 Beach St 27 Th

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Hazel Abrams across 10 states. The most recent address on file is in Far Rockaway, New York. Of these records, 11 include phone numbers and 2 include email addresses. Ages range from 55 to 106, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Abrams Hazel

Kings County
PIN: 3400810
· 161 Montauk Avenue, New York City ny
Built: 1901.0

Abrams Hazel L & Dianne Etal

Williamsburg County

Abrams, Hazel

Doc #2020032400149001
· 24315 144th Ave, Rosedale Ny 11422
Record: P

Abrams, Hazel

Doc #2020061100849001
· 243-15 144th Avenue, New York Ny 11422
Record: P

Abrams, Hazel

Doc #2018030700493001
Record: P

Abrams, Hazel

Doc #2006121400387001
· 243-15 144th Avenue, Rosedale Ny 11422
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 6 property records linked to Hazel Abrams in Hemingway, Rosedale, New York. Values shown are from county assessor records and may differ from current market prices.

Hazel P Abrams

Reg: 302857319
221 Beach 27 Street, 11691
DOB: 19581031 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Hazel Abrams. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 FORD ESCAPE
· Registered to: Hazel Abrams
· VIN: 1FMCU0DG6AKD26041
·
3926 Devonshire Rd, Detroit, MI, 48224-3634
·
(313) 882-5511
2013 Ford Escape
· Registered to: Hazel Abrams
· VIN: 1FMCU0H98DUD67131
·
3926 Devonshire Rd, Detroit, MI, 48224
·
(313) 882-5511
2012 Ford Escape
· Registered to: Hazel Abrams
· VIN: 1FMCU0E76CKC41914
·
3926 Devonshire Rd, Detroit, MI, 48224-3634
·
(313) 882-5511
2017 MERCEDES-BENZ M-CLASS
· Registered to: Hazel Abrams
· VIN: 4JGDA5HB0HA202771
·
24315 144th Ave, Rosedale, NY, 11422-2323
·
(718) 949-5879

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Hazel Abrams. Registered makes include Ford, Mercedes-Benz. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Abrams Hazel Home Day Care

Owner
(313) 882-5511
Detroit, MI
Social Services (Services)

Hazel Abrams

Addr: MI
MI
Officer: Hazel Abrams

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Hazel Abrams. Companies include Abrams Hazel Home Day Care. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

Hazel Abrams

Assoc.Cashier (TA) 2
Department: Hpem Operations
💵 Pay: $40,541.00

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Hazel Abrams appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Hazel Abrams

Fallsburg High School - Fallsburg, NY, NY
1976

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Hazel Abrams has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$800 Jul 18, 1989
1990 REP
National Republican Senatorial Committee Contributions *
Abrams, Hazel G East Greenbush, NY
$800 Jul 18, 1989
REP
National Republican Senatorial Committee Contributions *
Contributor East Greenbush, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 2 political contribution records found for Hazel Abrams. Total disclosed contributions amount to $1,600. Recipients include National Republican Senatorial Committee Contributions *. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Hazel L Abrams

Age 64 Female
·
1636 Hemingway Hwy, Hemingway, SC 29554 (Williamsburg County)
33.7539, -79.4309
· (843) 558-2117
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1950
MP

Hazel V Abrams

Age 58 Female
·
24315 144th Ave, Rosedale, NY 11422 (Queens County)
40.6604, -73.7392
· (646) 220-2257
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Purchased 2004
MP

Hazel W Abrams

Age 79 Female
·
PO Box 179, Dexter, GA 31019 (Laurens County)
32.4208, -83.0335
Marital: Inferred Married TZ: Eastern
Occ: Professional Edu: High School
Single Family
MP

Hazel Abrams

Age 59 Female
·
221 Beach 27th St, Far Rockaway, NY 11691 (Queens County)
40.5956, -73.7604
· (917) 288-2153
TZ: Eastern
Homeowner Single Family Purchased 1988
MP

Hazel P Abrams

Age 81 Female
·
826 Holloway Church Rd, Lexington, NC 27292 (Davidson County)
35.6678, -80.2595
· (704) 609-1073
Marital: Single TZ: Eastern
Edu: Graduate School
Single Family Built 1962
MP

Hazel Abrams

Female
·
161 Montauk Ave, Brooklyn, NY 11208 (Kings County)
40.6751, -73.8781
TZ: Eastern
Homeowner Single Family Purchased 1987
MP

Hazel L Abrams

Age 70 Female
·
3926 Devonshire Rd, Detroit, MI 48224 (Wayne County)
42.3942, -82.9369
· (313) 882-5511
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1928

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Hazel Abrams. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Hazel Abrams. These loans were issued to businesses, not individuals.

C'S Food Service INC

Subchapter S Corporation

$8,152 Paid in Full
Address:
PO Box 179
Bingen, WA98605-0179
Approved

Apr 14, 2020

Forgiven

$8,235

Jobs Reported

7

Loan #

6623117105

Loan Size

Small

Robert F Danielowski PA

Professional Association

$57,000 Paid in Full
Address:
PO Box 179
Granite Falls, MN56241-0020
Approved

Apr 3, 2020

Forgiven

$57,454

Jobs Reported

7

Loan #

4452507001

Loan Size

Small

Petersburg Ag Supply Center LLC

Partnership

$2,145 Paid in Full
Address:
PO Box 179
Petersburg, NE68652-0179
Approved

Apr 27, 2020

Forgiven

$2,158

Jobs Reported

2

Loan #

5872587200

Loan Size

Small

Smith Sales, INC.

Subchapter S Corporation

$117,565 Paid in Full
Address:
PO Box 179
Lawrenceville, IL62439-0179
Approved

Apr 9, 2020

Forgiven

$118,406

Jobs Reported

14

Loan #

9076287005

Loan Size

Small

Leto Built INC

Corporation

$14,165 Paid in Full
Address:
PO Box 179
Berwick, IA50032
Approved

Apr 16, 2020

Forgiven

$14,268

Jobs Reported

1

Loan #

3077187200

Loan Size

Small

Cal Transportation LLC

Limited Liability Company(LLC

$18,100 Paid in Full
Address:
PO Box 179
Davis, OK73030-0179
Approved

Apr 15, 2020

Forgiven

$18,229

Jobs Reported

1

Loan #

9233537100

Loan Size

Small

Champion Fencing INC

Corporation

$20,045 Paid in Full
Address:
PO Box 179
Yorkville, IL60560
Approved

Jul 15, 2020

Forgiven

$20,305

Jobs Reported

2

Loan #

3563228103

Loan Size

Small

All Construction, INC.

Corporation

$148,370 Paid in Full
Address:
PO Box 179
Caldwell, WV24925-0179
Approved

Apr 13, 2020

Forgiven

$139,246

Jobs Reported

21

Loan #

4510437101

Loan Size

Small

Northwest Arkansas Equality, INC.

Non-Profit Organization

$2,400 Paid in Full
Address:
PO Box 179
Fayetteville, AR72702-0179
Approved

Apr 15, 2020

Forgiven

$1,408

Jobs Reported

1

Loan #

1219257205

Loan Size

Small

D & D Excavating, INC.

Corporation

$18,400 Paid in Full
Address:
PO Box 179
Hartland, VT05048-0179
Approved

Apr 28, 2020

Forgiven

$48,968

Jobs Reported

1

Loan #

6632047208

Loan Size

Small

Crown Metal Fabricators And Erectors INC

Corporation

$56,200 Paid in Full
Address:
PO Box 179
Crown Point, IN46308-0179
Approved

May 19, 2020

Forgiven

$56,489

Jobs Reported

7

Loan #

8699207408

Loan Size

Small

Michael Sirois Cpa

Sole Proprietorship

$26,145 Paid in Full
Address:
PO Box 179
Bristol, ME04539-0179
Approved

Apr 27, 2020

Forgiven

$26,372

Jobs Reported

1

Loan #

3584177202

Loan Size

Small

Gerald Edwards

Sole Proprietorship

$17,707 Exemption 4
Address:
7617 S May St
Chicago, IL60620-2925
Approved

Mar 23, 2021

Jobs Reported

1

Loan #

7157938608

Loan Size

Small

South Plains Training Center, LLC.

Limited Liability Company(LLC

$15,507 Paid in Full
Address:
PO Box 179
Lamesa, TX79331-0001
Approved

Apr 28, 2020

Forgiven

$15,675

Jobs Reported

4

Loan #

9460507200

Loan Size

Small

Bankston Electric Company, INC.

Subchapter S Corporation

$135,468 Paid in Full
Address:
4 PO Box
Venus, TX76084-0004
Approved

Apr 11, 2020

Forgiven

$136,217

Jobs Reported

14

Loan #

2758847100

Loan Size

Small

Eagle Industries INC

Subchapter S Corporation

$243,119 Paid in Full
Address:
PO Box 179
Hollis Center, ME04042-0000
Approved

Apr 15, 2020

Forgiven

$245,773

Jobs Reported

26

Loan #

8518647108

Loan Size

Medium

Gerald Edwards

Independent Contractors

$20,832 Paid in Full
Address:
7617 S May St
Chicago, IL60620-2925
Approved

Mar 26, 2021

Forgiven

$21,024

Jobs Reported

1

Loan #

9766758607

Loan Size

Small

Laurel Creek Farms LTD

Corporation

$21,511 Paid in Full
Address:
PO Box 179
Floyd, VA24091-0179
Approved

Apr 16, 2020

Forgiven

$21,664

Jobs Reported

3

Loan #

2428367204

Loan Size

Small

Ariel Abrams

Sole Proprietorship

$20,832 Exemption 4
Address:
3926 Devonshire Rd
Detroit, MI48224-3634
Approved

May 13, 2021

Jobs Reported

1

Loan #

1711519009

Loan Size

Small

Chudley Engineering LLC

Limited Liability Company(LLC

$17,190 Paid in Full
Address:
PO Box 179
Berrysburg, PA17005-0179
Approved

Apr 28, 2020

Forgiven

$17,346

Jobs Reported

1

Loan #

8652957206

Loan Size

Small

Brian Ring

Sole Proprietorship

$17,065 Paid in Full
Address:
PO Box 179
Beloit, KS67420-0179
Approved

Apr 16, 2020

Forgiven

$17,239

Jobs Reported

1

Loan #

2483347201

Loan Size

Small

Robert H. Hoover & Sons, INC.

Corporation

$659,535 Paid in Full
Address:
PO Box 179
Flanders, NJ07836
Approved

Apr 27, 2020

Forgiven

$666,130

Jobs Reported

44

Loan #

3801387203

Loan Size

Medium

Delta Termite & Pest Control INC

Corporation

$229,500 Paid in Full
Address:
PO Box 179
Waynesboro, GA30830
Approved

Apr 4, 2020

Forgiven

$230,947

Jobs Reported

23

Loan #

4824617001

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 23 PPP loan records are linked to businesses associated with Hazel Abrams. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

🏗️

Unknown

QUEENS
A2 SIGNED OFF

Source: City Building Departments · DOB Permit Databases · Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Hazel Abrams on the map

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Found 48 results across 12 states

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Hazel Abrams in Far Rockaway, NY: Background Summary

Location
221 Beach 27th St, Far Rockaway, NY 11691
Other Locations
Franklin, IN · Rosedale, NY · Phoenix, AZ and 9 more
Profiles Found
21 people with this name
Phone Numbers
(646) 322-9889 and 12 others on file
Email
treola@telsnetgy.net and 1 other on file
Possible Relatives
Hazel N Abrams, Walter L Abrams, Colin E Abrams, Siegfried Ovid Abrams, Claudette E Abrams and 6 more
Career
Abrams Hazel Home Day Care
Properties
5properties owned
Vehicles
4 linked — 2010 Ford Escape, 2013 Ford Escape and 2 more
Contributions
$1,600 total — National Republican Senatorial Committee Contributions *
PPP Loans
$1887K for C'S Food Service INC, Robert F Danielowski PA

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Hazel Abrams. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Hazel Abrams

Search Complexity: High

78 public records across 12states, belonging to approximately 21 different individuals. With 21 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: New York (23%), followed by Michigan and Florida. Spans the Northeast and Midwest regions.

NY18recordsMI7recordsFL5recordsIL4recordsIN3recordsGA2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (44%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (23) and Property Ownership Records (6).

30
Contact & Address Records
23
PPP Loan Records
6
Property Ownership Records
4
Vehicle Registration Records
2
Business & Corporate Filings
2
Political Contribution Records

Age Distribution

Age range: approximately 52 years, suggesting multiple generations. Largest group: Senior (65+) (90%).

Senior (65+)9peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Hazel Abrams

Is Hazel Abrams a registered voter?
Yes, voter registration records show Hazel Abrams is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Hazel Abrams own property?
County assessor records show 6 properties associated with Hazel Abrams in Hemingway, New York and 5 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Hazel Abrams?
Records show 4 vehicle registrations associated with Hazel Abrams, including a 2010 FORD ESCAPE. Registered makes include Ford, Mercedes-Benz. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Hazel Abrams?
We found 2 business affiliations for Hazel Abrams, including Abrams Hazel Home Day Care. Business records are compiled from state registries, SEC filings, and professional databases.
Has Hazel Abrams made political donations?
FEC disclosure records show 2 reported political contributions from Hazel Abrams, totaling $1,600. Recipients include National Republican Senatorial Committee Contributions *. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Hazel Abrams?
Our database contains 78 total records for Hazel Abrams spanning 12 states. This includes 21 distinct contact records, 11 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Hazel Abrams?
The 78 records displayed for Hazel Abrams are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Hazel Abrams remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.