Ruby Kramer

Age 99 b. 1926-04-19
๐Ÿ“ 3160 Cymar Dr, Beavercreek Oh
๐Ÿ“ž (937) 426-4017, (440) 856-5155
โœ‰๏ธ K-KRAMER@SBCGLOBAL.NET, k-kramer@sbcglobal.net

Ruby Kramer from Clute, TX

Age 75
๐Ÿ“ 304 Edgewater St, Clute, TX 77531
๐Ÿ“ž (979) 265-7003
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: John Charles Kramer,John Arthur Kramer,James L Kramer,Ruby Ray Kramer,Teresa Kramer

Ruby Kramer from Micco, FL

Age 84
๐Ÿ“ 9606 Tortoise Ln, Micco, FL 32976
๐Ÿ“ž (772) 664-5003, (772) 589-5003
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Wallace W Kramer,Wallace W Kramer
๐Ÿช Aqualantic Concepts Corp, Atlantic Canvas Products Inc

Ruby Kramer from Estes Park, CO

Age 85
๐Ÿ“ 1310 Manford Ave #d4, Estes Park, CO 80517
๐Ÿ“ž (970) 577-8865, (303) 289-7254, (970) 867-6399
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ronald L Kramer,Randall Cordell Kramer,Ron Kramer,Robin L Kramer

Ruby Kramer from Belmont, MA

Age 103
๐Ÿ“ 34 Davis Rd, Belmont, MA 02478
๐Ÿ“ž (617) 484-3680
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Howard C Kramer

Ruby Kramer from Evansville, IN

Age 85 b. 1941 Vanderburgh Co.
๐Ÿ“ 2420 Harmony Way
๐Ÿ“ž (812) 464-2337

Ruby Kramer from Dayton, OH

Age 99 b. Apr 1926 Greene Co.
๐Ÿ“ 2129 Knoll Dr
๐Ÿ“ž (937) 426-4017

Ruby Kramer from Sevierville, TN

Age 71 b. Jun 1954 Sevier Co.
๐Ÿ“ Po Box 4543
๐Ÿ“ž (530) 253-3695

Ruby Kramer from Clute, TX

Age 87 b. Aug 1938 Brazoria Co.
๐Ÿ“ 304 Edgewater St
๐Ÿ“ž (979) 265-7003

Ruby F Kramer

๐Ÿ“ 3636 44th, Wichita Ks 67217
๐Ÿ“ž (507) 626-0896, (507) 626-5453
โœ‰๏ธ MCV1605@YAHOO.COM

Ruby F Kramer

๐Ÿ“ Lot 202, 3636 W 44th St S, Wichita Ks
๐Ÿ“ž (507) 626-0896, (507) 626-5453
โœ‰๏ธ MCV1605@YAHOO.COM

Ruby Kramer from Humboldt, SD

Age 103 b. 1923 Minnehaha Co.
๐Ÿ“ 45994 Sd Highway 38
๐Ÿ“ž (605) 528-6253

Ruby Kramer from Saint Louis, MO

Age 91 b. May 1934 Saint Louis Co.
๐Ÿ“ 1912 Mustone Ln
๐Ÿ“ž (309) 682-5933

Ruby Kramer from Saint Charles, MO

Age 91 b. May 1934 Saint Charles Co.
๐Ÿ“ 4103 Chatham Pl
๐Ÿ“ž (636) 939-9936

Ruby Kramer from Janesville, CA

Age 71 b. Jun 1954 Lassen Co.
๐Ÿ“ 463 475 Spears Rd
๐Ÿ“ž (530) 283-3695

Ruby Kramer from Humboldt, SD

Age 100 b. Apr 1925 Minnehaha Co.
๐Ÿ“ 45994 Sd Hwy 38
๐Ÿ“ž (605) 528-6253

Ruby Kramer from Kansas City, MO

Age 98 b. Jan 1928 Clay Co.
๐Ÿ“ 5715 Ne Vivion Rd
๐Ÿ“ž (816) 453-3514

Ruby Kramer from Bourbonnais, IL

Age 95 b. 1931 Kankakee Co.
๐Ÿ“ 1405 N Arthur Burch Dr Lot V1
๐Ÿ“ž (815) 932-4677

Ruby Kramer

๐Ÿ“ 5411 Victory Mine Rd, Placerville Ca
๐Ÿ“ž (530) 417-4036
โœ‰๏ธ LANCEGKRAMER@YAHOO.COM

Ruby Kramer from Aurora, CO

Female
๐Ÿ“ 19221 E 16th Ave
๐Ÿ“ž (303) 947-8874 (VERIZON WIRELESS)

Ruby Kramer from West Des Moines, IA

Age 97 b. Jul 1928 Polk Co.
๐Ÿ“ 720 4th St

Ruby Kramer from Waterford, MI

Age 100 b. Jul 1925 Oakland Co.
๐Ÿ“ 6054 Andersonville Rd

Ruby Kramer from Independence, MO

Age 94 b. Aug 1931 Jackson Co.
๐Ÿ“ 832 N Dodgion St

Ruby Kramer from Cumming, IA

Age 98 b. Sep 1927 Warren Co.
๐Ÿ“ 4117 Albany Trl

Ruby Kramer from Los Angeles, CA

Age 89 b. May 1936 Los Angeles Co.
๐Ÿ“ 12226 Washington Pl

Ruby Kramer from Thibodaux, LA

Age 107 b. Mar 1918 Lafourche Co.
๐Ÿ“ 115 Pecan St

Ruby Kramer from Minneapolis, MN

Age 80 b. Jun 1945 Hennepin Co.
๐Ÿ“ 7627 Stevens Ave

Ruby Kramer from Bourbonnais, IL

Age 93 b. Dec 1932 Kankakee Co.
๐Ÿ“ 1355 N Arthur Burch Dr Unit 6

Ruby Kramer from Cincinnati, OH

Age 97 b. Sep 1928 Hamilton Co.
๐Ÿ“ 3590 Round Bottom Rd
๐Ÿ‘ค aka Ruby Kramer

Ruby Kramer from Belmont, MA

Age 114 b. Apr 1911
๐Ÿ“ 34 Davis Rd

Ruby Kramer from Harlingen, TX

Age 86
๐Ÿ“ 441 Po Box, Harlingen, TX 78551

Ruby Kramer from Fredericksburg, VA

Spotsylvania Co.
๐Ÿ“ 5203 Sarah Ln
๐Ÿ“ž (818) 441-3607

Ruby Kramer from Spokane, WA

Spokane Co.
๐Ÿ“ 3815 E Buckeye Ave
๐Ÿ“ž (509) 483-6549

Ruby Kramer from Sacramento, CA

Sacramento Co.
๐Ÿ“ 3930 Lily St
๐Ÿ“ž (517) 738-6274

Ruby Kramer from Livingston, TX

Polk Co.
๐Ÿ“ 101 Rainbow Dr 5337
๐Ÿ“ž (717) 599-1566

Ruby Kramer from Los Angeles, CA

Age 90 b. 1936 U
๐Ÿ“ 3910 Beethoven St Apt 2

Ruby Kramer from Fort Morgan, CO

Morgan Co.
๐Ÿ“ 21612 Road P

Ruby Kramer from Indianapolis, IN

Marion Co.
๐Ÿ“ 1044 Harlan St

Ruby Kramer from Punxsutawney, PA

Jefferson Co.
๐Ÿ“ 1 Po Box 481

Ruby Kramer from Williston, FL

Levy Co.
๐Ÿ“ 429 Se 2nd Ave

Ruby Kramer from Independence, MO

Jackson Co.
๐Ÿ“ 825 N Dodgion St

Ruby Kramer from Washington, DC

District Of Columbia Co.
๐Ÿ“ 822 F St Nw

Ruby Kramer from Warsaw, IN

Kosciusko Co.
๐Ÿ“ 320 W Main St Apt 412

Ruby Kramer from Crofton, MD

Anne Arundel Co.
๐Ÿ“ 1927 Harcourt Ave

Ruby Kramer from Lockport, NY

Niagara Co.
๐Ÿ“ 121 Locust St 1

Ruby Kramer from Harlingen, TX

Cameron Co.
๐Ÿ“ 3 Po Box 441

Ruby Kramer from Cottageville, SC

Colleton Co.
๐Ÿ“ 849 Drew Hill Ct

Ruby Kramer from Las Vegas, NV

๐Ÿ“ 5261 River Glen Dr Unit 202

Ruby Kramer

๐Ÿ“ 1 Punxsutawney Pa Po Box 481

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 49 contact records for Ruby Kramer across 23 states. The most recent address on file is in Evansville, Indiana. Of these records, 24 include phone numbers and 4 include email addresses. Ages range from 75 to 103, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kramer, Ruby

Lyon County
PIN: 083-31-122009-0
Lot: 4,000sqft

Kramer Ruby M Caring Trust

St-charles County
· 4103 Chatham Pl, Harvester
Built: 1993.0

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ruby Kramer in Harvester. Values shown are from county assessor records and may differ from current market prices.

Ruby Z Kramer

9606 Tortoise LN, Micco, , 32976

Ruby M Kramer

County: St. Charles

Ruby Dee Kramer

3001 Lake East Dr Apt 2091, Las Vegas, NV, 89117
County: Clark

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Ruby Kramer in , Nevada. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 DODGE AVENGER
ยท Registered to: Ruby Kramer
ยท VIN: 1B3LC56R98N598094
·
1405 N Arthur Burch Dr Lot V1, Bourbonnais, IL, 60914
·
(815) 932-4677
ยท Registered to: Ruby Kramer
ยท VIN: 4X4TSVT194L004023
·
5411 Victory Mine Rd, Placerville, CA, 95667
·
(530) 295-1581
2003 PONTIAC GRAND PRIX CAR UP/MID SPCLTY
ยท Registered to: Ruby Kramer
ยท VIN: 1G2WK52J63F110449
·
6669 Andersonville Rd, Clarkston, MI, 48346
·
(248) 623-6583
2001 TOYOTA COROLLA 4DR SEDAN
ยท Registered to: Ruby Kramer
ยท VIN: 1NXBR12E41Z508605
·
5261 River Glen Dr Unit 202, Las Vegas, NV, 89103
·
(702) 873-7780
2003 BUICK LESABRE 4DR SEDAN
ยท Registered to: Ruby Kramer
ยท VIN: 1G4HR54K63U222911
·
6669 Andersonville Rd, Clarkston, MI, 48346
·
(248) 623-6583
2005 TOYOTA COROLLA
ยท Registered to: Ruby Kramer
ยท VIN: 1NXBR32E05Z490188
·
5261 River Glen Dr Unit 202, Las Vegas, NV, 89103
·
(702) 873-7780

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Ruby Kramer. Registered makes include Dodge, Pontiac, Toyota, Buick. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Outreach Assistance Serving Individuals In St Cha

Ruby KramerBoard Member
Saint Charles, MO

Tlc Ministries Inc

Ruby KramerPresident
(507) 629-0692mcv1605@yahoo.com
101 E Morgan St, Tracy, MN56175
tlcministries.com

Ruby Kramer

United States

Tlc Ministries Inc

Ruby KramerPresident
(507) 629-0692mcv1605@yahoo.com
101 E Morgan St, Tracy, MN56175

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Ruby Kramer. Companies include Tlc Ministries Inc. Roles listed include Board Member and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ruby Kramer

New Salem High School - New Salem, ND, ND
1963

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ruby Kramer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 May 23, 2002
2002 REP
Haridopolos, Mike
Kramer, Ruby Z Micco, FL
$25 May 10, 2000
2000 REP
Needelman, Mitch
Kramer, Ruby Micco, FL
$25 Nov 5, 2001
2002 REP
Needelman, Mitch
Kramer, Ruby Micco, FL
$25 May 10, 2000
REP
Needelman, Mitch
Contributor Micco, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Ruby Kramer. Total disclosed contributions amount to $100. Recipients include Needelman, Mitch. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ruby C Kramer

Age 91 Female
·
3160 Cymar Dr, Dayton, OH 45434 (Greene County)
39.7233, -84.0527
· (937) 426-4017
Marital: Married TZ: Eastern
Homeowner Single Family Built 1986 Purchased 2005
MP

Ruby Kramer

·
5415 Mariner Dr, Dayton, OH 45424 (Montgomery County)
39.8317, -84.1308
TZ: Eastern
Homeowner Single Family Built 1958 Purchased 2010
MP

Ruby S Kramer

Age 52 Female
·
5261 River Glen Dr, Las Vegas, NV 89103 (Clark County)
36.1105, -115.2130
· (702) 873-7780
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Multi-Family Built 1982 Purchased 2006
MP

Ruby Kramer

·
10009 San Gervasio Ave, Las Vegas, NV 89147 (Clark County)
36.1054, -115.3110
Marital: Married TZ: Pacific
Homeowner Single Family
MP

Ruby Kramer

Female
·
1030 Shop Hill Spur Rd, Liberty, KY 42539 (Casey County)
37.3353, -85.0687
· (606) 787-5667
TZ: Eastern
Single Family
MP

Ruby F Kramer

Age 41 Female
·
3636 W 44th St S, Wichita, KS 67217 (Sedgwick County)
37.6126, -97.3844
Marital: Married TZ: Central
Multi-Family
MP

Ruby Kramer

·
3910 Beethoven St, Los Angeles, CA 90066 (Los Angeles County)
33.9978, -118.4400
TZ: Pacific
Multi-Family
MP

Ruby Kramer

Age 21
·
30 E Golden Lake Rd, Circle Pines, MN 55014 (Anoka County)
45.1393, -93.1489
· (763) 780-0207
Marital: Single TZ: Central
Homeowner Single Family Built 1950 Purchased 2001
MP

Ruby M Kramer

Age 92 Female
·
45994 Sd Highway 38, Humboldt, SD 57035 (Minnehaha County)
43.6354, -97.0113
· (605) 390-7603
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1981 Purchased 2008
MP

Ruby M Kramer

Age 83 Female
·
4103 Chatham Pl, Saint Charles, MO 63304 (Saint Charles County)
38.7292, -90.6008
· (636) 939-9936
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1993 Purchased 2005
MP

Ruby M Kramer

Age 73 Female
·
2420 Harmony Way, Evansville, IN 47720 (Vanderburgh County)
38.0016, -87.6233
· (812) 305-1764
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1945 Purchased 1971

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Ruby Kramer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ruby Kramer. These loans were issued to businesses, not individuals.

Qfc Trucking, LLC

Limited Liability Company(LLC

$22,133 Paid in Full
Address:
441 PO Box
Weatherford, TX76086-0441
Approved

Apr 7, 2020

Forgiven

$22,301

Jobs Reported

2

Loan #

6556557009

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Ruby Kramer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ruby Kramer on the map

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Ruby Kramer in Beavercreek, OH: Background Summary

Location
3160 Cymar Dr, Beavercreek Oh, Beavercreek, OH
Other Locations
Evansville, IN ยท Dayton, OH ยท Sevierville, TN and 32 more
Profiles Found
49 people with this name
Phone Numbers
(937) 426-4017 and 21 others on file
Email
k-kramer@sbcglobal.net and 2 others on file
Possible Relatives
John Charles Kramer, John Arthur Kramer, James L Kramer, Ruby Ray Kramer, Teresa Kramer and 6 more
Career
Board Member, President at Tlc Ministries Inc
Properties
1property owned
Vehicles
6 linked โ€” 2008 Dodge Avenger, 0 and 4 more
Contributions
$100 total โ€” Needelman, Mitch
PPP Loans
$22,133 for Qfc Trucking, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ruby Kramer. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ruby Kramer

Search Complexity: High

97 public records across 26states, belonging to approximately 49 different individuals. With 49 distinct profiles across 26 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 26 states. Highest concentration: Missouri (8%), followed by Texas and Nevada. Spans the Midwest and South regions.

MO8recordsTX7recordsNV6recordsCA6recordsMA5recordsFL5records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (74%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (6) and Business & Corporate Filings (6).

63
Contact & Address Records
6
Vehicle Registration Records
6
Business & Corporate Filings
4
Political Contribution Records
3
Voter Registration Records
2
Property Ownership Records

Frequently Asked Questions About Ruby Kramer

Is Ruby Kramer a registered voter?
Yes, voter registration records show Ruby Kramer is registered in . We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ruby Kramer own property?
County assessor records show 2 properties associated with Ruby Kramer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ruby Kramer?
Records show 6 vehicle registrations associated with Ruby Kramer, including a 2008 DODGE AVENGER. Registered makes include Dodge, Pontiac, Toyota, Buick. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ruby Kramer?
We found 6 business affiliations for Ruby Kramer (BOARD MEMBER). Business records are compiled from state registries, SEC filings, and professional databases.
Has Ruby Kramer made political donations?
FEC disclosure records show 4 reported political contributions from Ruby Kramer, totaling $100. Recipients include Needelman, Mitch. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ruby Kramer?
Our database contains 97 total records for Ruby Kramer spanning 26 states. This includes 49 distinct contact records, 24 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ruby Kramer?
The 97 records displayed for Ruby Kramer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ruby Kramer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.